89 Cross St, Boylston, MA 01505 Property Records

Worcester County and Boylston Town property record for 89 Cross St, Boylston, MA 01505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,888 sqft · built 1992
Lot Size	5.31 acres (231,664 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Dec 2020)
Tax Bill	$8,431 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190-000076`

Property Details

APN / Parcel Number

Primary APN	`190-000076`
Alternative APNs	`M:0053 B:0013 L:0000` `BOYL M:53 B:13`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
Gross Area	4,595 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	231,664 sqft (5.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	190-000076
Street Address	89 CROSS ST
City	BOYLSTON
State	MA
Zip	01505-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BOYLSTON MA
Township / Civil Division	BOYLSTON
Census Block Group	1
Census Block	1019
Census Tract	718100

Owner

89 Cross St is owned and occupied by two individuals who bought it in December 2020.

Source: Worcester County and Boylston Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 CROSS ST, BOYLSTON, MA 01505-1010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Nov 27, 2007 · Amount on File
Deed Document Number	2020157927
Deed Book / Page	64017 / 74
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	64017-74
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYLSTON MA
Recording Date	Dec 18, 2020
Property Address	89 CROSS ST, BOYLSTON, MA 01505-1010
Document Number	64017-74
Book / Page	064017 / 000074
Instrument Date	Dec 16, 2020
Instrument	157927
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,896.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CROSS ST BOYLSTON MA 015051010, BOYLSTON, MA 01505-1010

Mortgage

Document Number	64017-77
Date	Dec 18, 2020
Book Page	064017/000077
Instrument	157928

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 89 Cross St was $8,431, up 3.2% from the year before.

Source: Worcester County and Boylston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Boylston Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,431.00 (+3.21%)	$609,600 (+3.06%) Land $219,600 Building $390,000	$831,250 (+3.39%)
2024	$8,169.00 (-14.9%)	$591,500 (-11.27%) Land $219,600 Building $371,900	$803,985
2023	$9,599.00	$666,600 Land $219,600 Building $447,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2016)
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Cross St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures