Worcester County and Lunenburg Town property record for 89 Cross Rd, Lunenburg, MA 01462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1992 |
| Lot Size | 5.24 acres (228,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Apr 2017) |
| Tax Bill | $6,160 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1620990000600000 |
| Primary APN | 1620990000600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 228,322 sqft (5.24 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1620990000600000 |
|---|---|
| Street Address | 89 CROSS RD |
| City | LUNENBURG |
| State | MA |
| Zip | 01462-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 6 |
| Jurisdiction | LUNENBURG MA |
| Township / Civil Division | LUNENBURG |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 712101 |
89 Cross Rd is owned and occupied by two individuals who bought it in April 2017.
Source: Worcester County and Lunenburg Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 CROSS RD, LUNENBURG, MA 01462-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Apr 21, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on File |
| Deed Sale | Apr 21, 2017 · Amount on File |
| Prior Sale | Jan 31, 2014 · Amount on File |
| Deed Book / Page | 8801 / 290 |
| Transfer Doc | 008801-290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 89 CROSS RD, LUNENBURG, MA 01462-2001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010296-118 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 10296/118 |
| Instrument | 5851 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Apr 21, 2017 |
| Property Address | 89 CROSS RD, LUNENBURG, MA 01462-2001 |
| Document Number | 8801-290 |
| Book / Page | 008801 / 000290 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 6587 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,003.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 CROSS RD LUNENBURG MA 014622001, LUNENBURG, MA 01462-2001 |
| Document Number | 8801-292 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 008801/000292 |
| Instrument | 6588 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2047 |
The 2026 property tax bill for 89 Cross Rd was $6,160.
Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lunenburg Town |
| Unified School District | Lunenburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,160.00 (-0.05%) | $428,100 (-0.26%) Land $162,100 Building $266,000 | $386,119 (+0.21%) |
| 2025 | $6,163.00 (+7.65%) | $429,200 (+5.71%) Land $158,900 Building $270,300 | $385,320 (+0.47%) |
| 2024 | $5,725.00 (+1.29%) | $406,000 (+5.02%) Land $150,100 Building $255,900 | $383,515 |
| 2023 | $5,652.00 | $386,600 Land $136,200 Building $250,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Cross Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures