89 Cragg Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 89 Cragg Rd, Rochester, NY 14616

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,272 sqft · built 1956
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Jan 2008)
Tax Bill$4,131 (2026)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN262800 060.74-5-1

Property Details

APN / Parcel Number

Primary APN262800 060.74-5-1
Alternative APNs
  • 28000607400005001000
  • 09102000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area848 sqft
Upper Floors Area424 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
PorchSlab
Porch Area50 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number09102000000
Street Address89 CRAGG RD
CityROCHESTER
StateNY
Zip14616-3818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST DIV L59 T2 S2 CRAGG SITE 54-11 SL31
Legal Block5
Legal Lot Number1.000
JurisdictionMONROE NY
Township / Civil DivisionGREECE
Census Block Group2
Census Block2008
Census Tract13800

Owner

89 Cragg Rd is owned and occupied by an individual who bought it in January 2008.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address89 CRAGG RD, ROCHESTER, NY 14616-3818
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2008 · Amount on File
Deed SaleJan 17, 2008 · Amount on File
Prior SaleApr 24, 2007 · Amount on File
Deed Book / Page10571 / 45
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address89 CRAGG RD, ROCHESTER, NY 14616-3818
Document Number0000000095
Instrument DateAug 20, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 CRAGG RD ROCHESTER NY 146163818, ROCHESTER, NY 14616-3818

Mortgage

Document Number0000000095
DateAug 29, 2018
Book Page027741/000636
Instrument95
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604-2424
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate1%

Tax Assessment & Valuation

The 2026 property tax bill for 89 Cragg Rd was $4,131 with exemptions applied, up 153.3% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionGreece Town
Unified School DistrictGreece Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,131.00 (+153.28%) Homeowner's exemption Senior Citizen's exemption
2025$1,631.00$97,200 Land $15,300 Building $81,900$159,300 Land $25,075 Building $134,225
2023$97,200 (+10.45%) Land $15,300 Building $81,900$113,023 (+10.48%) Land $17,791 Building $95,232
2022$88,000 Land $17,000 Building $71,000$102,300 Land $19,762 Building $82,538
2021$3,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Cragg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 89 Cragg Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance.

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