89 Cormorant Bay Rd, Eastsound, WA 98245 Property Records

San Juan County property record for 89 Cormorant Bay Rd, Eastsound, WA 98245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,624 sqft · built 1974
Lot Size	2.5 acres (108,991 sqft)
Owner	2 Trust Names on File
Last Sale	$525,000 (Apr 2021)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260634-002-000`

Property Details

APN / Parcel Number

Primary APN	`260634-002-000`
Alternative APN	`8647`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	896 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	108,991 sqft (2.5 acres)
Garage Type	Detached

Exterior Amenities

Deck Area	690 sqft
Patio Area	858 sqft
Shed	1 Shed
Shed Area	180 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	8647
Street Address	89 CORMORANT BAY RD
City	EASTSOUND
State	WA
Zip	98245-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORMORANT CORNER SHORT PLAT - LOT 1 SEC 06, T 36N, R 2W
Legal Range	02W
Legal Township	36N
Legal Section	06
Legal Subdivision	CORMORANT CORNER
Legal Lot Number	1
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	2
Census Block	2002
Census Tract	960103

Owner

89 Cormorant Bay Rd is owner-occupied and held in a trust since August 2023.

Source: San Juan County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	89 CORMORANT BAY RD, EASTSOUND, WA 98245-8407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Apr 29, 2021	Warranty Deed, Transfer SAN JUAN TITLE
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	202116
Last Transfer Date	Aug 14, 2023
Transfer Doc	0000000003
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	89 CORMORANT BAY RD, EASTSOUND, WA 98245-8407
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001004001
Date	Oct 4, 2023
Instrument	2023-1004001

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	Apr 29, 2021
Property Address	89 CORMORANT BAY RD, EASTSOUND, WA 98245-8407
Document Number	0000429016
Map Reference	VOL 4 PG 1&1A
Instrument Date	Apr 21, 2021
Instrument	2021-0429016
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	SAN JUAN TITLE

Transaction

Amount	Amount on Record
Tax	$16,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5804 ABBOTT AVE S, EDINA, MN 55410-2810

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	89 CORMORANT BAY RD, EASTSOUND, WA 98245-8407
Document Number	0000220011
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CORMORANT BAY RD EASTSOUND WA 982458407, EASTSOUND, WA 98245-8407

Mortgage

Document Number	0000220011
Date	Feb 20, 2018
Instrument	220011

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 89 Cormorant Bay Rd was $3,378.

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,378.00	$495,880 Land $211,750 Building $284,130	$495,880 Land $211,750 Building $284,130
2023	$2,874.00
2022		$464,160 Land $184,130 Building $280,030	$464,160 Land $184,130 Building $280,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Cormorant Bay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Cormorant Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Orcas Online, Rock Island Communications.

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