89 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 89 Cook Rd, Prospect, CT 06712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 1999
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$28,300 (Oct 1997)
Tax Bill	$7,405 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S0263800`

Property Details

APN / Parcel Number

Primary APN	`S0263800`
Alternative APN	`PROS M:120 B:40 L:89`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Basement Area	1,415 sqft
Unfinished Basement	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0263800
Street Address	89 COOK RD
City	PROSPECT
State	CT
Zip	06712-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	40
Legal Lot Number	89
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1005
Census Tract	347100

Owner

Source: Prospect Town records · APN S0263800

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 COOK RD, PROSPECT, CT 06712-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 1997 · Amount on Record
Deed Sale	Oct 31, 1997 · Amount on Record
Deed Book / Page	297 / 214
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	89 COOK RD, PROSPECT, CT 06712-1807
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	807-66
Date	Jul 19, 2017
Book Page	807/66

Lender

Name	FDC FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 01, 2042

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,405.00	$289,590 (+37.32%) Land $77,910 Building $211,680	$202,713 Land $54,537 Building $148,176
2024	$7,405.00 (+10.01%)
2023	$6,731.00 (-0.1%)	$210,880 (-) Land $77,940 Building $132,940
2022	$6,738.00	$210,880 Land $77,940 Building $132,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.