Essex County and Amesbury City property record for 89 Congress St, Amesbury, MA 01913
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,926 sqft · built 1890 |
| Lot Size | 0.214 acres (9,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Aug 2025) |
| Tax Bill | $7,078 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AMES M:27 B:0032 |
| Primary APN | AMES M:27 B:0032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 4,078 sqft |
| 1st Floor Area | 1,035 sqft |
| Attic | Attic |
| Attic Area | 891 sqft |
| Basement Area | 1,011 sqft |
| Unfinished Basement | 1,011 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,320 sqft (0.214 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 89 CONGRESS ST |
|---|---|
| City | AMESBURY |
| State | MA |
| Zip | 01913-1970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 32 |
| Jurisdiction | AMESBURY MA |
| Township / Civil Division | AMESBURY TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 266400 |
Source: Essex County and Amesbury City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 CONGRESS ST, AMESBURY, MA 01913-1970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 27, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 9, 2024 | Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on File |
| Deed Sale | Aug 27, 2025 · Amount on File |
| Prior Sale | Sep 9, 2024 · Amount on File |
| Deed Book / Page | 42913 / 129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Aug 27, 2025 |
| Property Address | 89 CONGRESS ST, AMESBURY, MA 01913-1970 |
| Document Number | 042913-129 |
| Book / Page | 42913 / 129 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 20250827001240 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 CONGRESS ST, AMESBURY, MA 01913-1970 |
| Document Number | 20250827001250 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 20250827001250 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Sep 9, 2024 |
| Property Address | 89 CONGRESS ST, AMESBURY, MA 01913-1970 |
| Document Number | 042316-100 |
| Book / Page | 42316 / 100 |
| Instrument Date | Sep 9, 2024 |
| Instrument | 20240909002570 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 CONGRESS ST, AMESBURY, MA 01913-1970 |
| Document Number | 240909002580 |
|---|---|
| Date | Sep 9, 2024 |
| Instrument | 240909002580 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Essex County and Amesbury City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Amesbury City |
| Unified School District | Amesbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,078.00 (+2.42%) | $470,300 (+4.12%) Land $213,500 Building $256,800 | $558,458 (-5.29%) |
| 2025 | $6,911.00 (+4.79%) | $451,700 (+7.11%) Land $207,200 Building $244,500 | $589,665 |
| 2024 | $6,595.00 (+9.68%) | $421,700 (+14.59%) Land $195,500 Building $226,200 | |
| 2023 | $6,013.00 | $368,000 Land $169,900 Building $198,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 23 units insured incl. 23 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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