Middlesex County and Lowell City property record for 89 Concord St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,886 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,683 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G09290 |
| Primary APN | G09290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 4,106 sqft |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 1,498 sqft |
| Unfinished Basement | 1,498 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | G09290 |
|---|---|
| Street Address | 89 CONCORD ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2702 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 1445 |
| Legal Lot Number | 89 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 312400 |
89 Concord St, a duplex, is held in a trust.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 264 LOWELL ST, DUNSTABLE, MA 01827-2007 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BELVIDERE CAPITAL LLC |
| Mar 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELVIDERE CAP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 89 CONCORD ST, LOWELL, MA 01852-2702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 038306-204 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 38306/204 |
| Instrument | 2594 |
| Name | BELVIDERE CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 89 CONCORD ST, LOWELL, MA 01852-2702 |
| Document Number | 32810-179 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 264 LOWELL ST LOWELL MA 01852, LOWELL, MA 01852 |
| Document Number | 32810-179 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 032810/000179 |
| Instrument | 8280 |
| Name | BELVIDERE CAP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 89 Concord St was $6,683, up 3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,683.00 (+3.04%) | $588,800 (+4.21%) Land $125,900 Building $462,900 | $645,724 |
| 2025 | $6,486.00 (+9.71%) | $565,000 (+13.82%) Land $109,900 Building $455,100 | |
| 2024 | $5,912.00 (+4.64%) | $496,400 (+9.12%) Land $107,600 Building $388,800 | |
| 2023 | $5,650.00 | $454,900 Land $93,500 Building $361,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Concord St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 89 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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