Nassau County and Hempstead Town property record for 89 Commonwealth St, Franklin Square, NY 11010
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,254 sqft · built 2004 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Jan 2022) |
| Tax Bill | $15,192 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-175-00-0270 |
| Primary APN | 35-175-00-0270 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Game Room | Game Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Balcony Area | 34 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 35175 02700 |
|---|---|
| Street Address | 89 COMMONWEALTH ST |
| City | FRANKLIN SQUARE |
| State | NY |
| Zip | 11010-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 017 |
| Legal Block | 175 |
| Legal Lot Number | 270 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 405500 |
Source: Nassau County and Hempstead Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Jan 20, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage EAST COAST CAPITAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on Record |
| Deed Sale | Jan 20, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2003 · Amount on Record |
| Deed Document Number | 20228488 |
| Deed Book / Page | 14192 / 1006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 5, 2026 |
| Property Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Document Number | 0000036854 |
| Book / Page | 48500 / 131 |
| Instrument Date | May 30, 2026 |
| Instrument | 202636854 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Document Number | 0000036854, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 48500/131 |
| Instrument | 202636854 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 5, 2026 |
| Property Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Document Number | 0000036855 |
| Book / Page | 48500 / 137 |
| Instrument Date | May 30, 2026 |
| Instrument | 202636855 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Document Number | 0000036855, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 48500/137 |
| Instrument | 202636855 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Document Number | M469450407 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | M46945/407 |
| Instrument | 2022-110725 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 20, 2022 |
| Property Address | 89 COMMONWEALTH ST, FRANKLIN SQUARE, NY 11010-4318 |
| Document Number | 0141921006 |
| Book / Page | 14192 / 1006 |
| Map Reference | MAP 595 CASE 613 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2022-008488 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1043 N 4TH ST, NEW HYDE PARK, NY 11040-2937 |
| Document Number | 202200848946249886 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-00848946249886 |
| Name | EAST COAST CAPITAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Elementary School District | Franklin Square Union Free School District (PK - 06) |
| Secondary School District | Sewanhaka Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $662 (-8.18%) Land $232 Building $430 | $662,000 (-8.94%) | |
| 2025 | $15,192.00 (-5.14%) Homeowner's exemption | $721 (+6.19%) Land $255 Building $466 | $727,000 (+7.07%) |
| 2023 | $16,016.00 Additional exemption filed | $679 Land $249 Building $430 | $679,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST HEMPSTEAD WD serves 32,031 people · EPA ID NY2902857 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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