Hampden County and Chicopee City property record for 89 Collins St, Chicopee, MA 01022
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1952 |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2022) |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W4-000E3 |
| Primary APN | W4-000E3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | W4-000E3 |
|---|---|
| Street Address | 89 COLLINS ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01022-1089 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 206 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 811302 |
Source: Hampden County and Chicopee City records · APN W4-000E3
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Apr 16, 2024 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Nov 14, 2022 | Warranty Deed, Transfer |
| Feb 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 06, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Jun 15, 2018 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Aug 06, 2021 · Amount on Record |
| Deed Document Number | 202267275 |
| Deed Book / Page | 24804 / 192 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 025382-566 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 25382/566 |
| Instrument | 15720 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 1045 Months |
| Due | May 01, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.31% |
| Type Change Date | Jun 01, 2024 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 025382-583 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 25382/583 |
| Instrument | 15721 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 1045 Months |
| Due | May 01, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.31% |
| Type Change Date | Jun 01, 2024 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025048-457 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 25048/457 |
| Instrument | 28061 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Nov 14, 2022 |
| Property Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Document Number | 024804-192 |
| Book / Page | 24804 / 192 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 67275 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 SCOTT HOLLOW DR, HOLYOKE, MA 01040-1874 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23696-471 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 23696/471 |
| Instrument | 8789 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Mar 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 06, 2021 |
| Property Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Document Number | 24046-159 |
| Book / Page | 24046 / 159 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 55147 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 HAMPSHIRE ST, SPRINGFIELD, MA 01151-1415 |
| Document Number | 55148 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 55148 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 15, 2018 |
| Property Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Document Number | 22218-589 |
| Book / Page | 22218 / 589 |
| Instrument | 33262 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.86 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 COLLINS ST, CHICOPEE, MA 01022-1089 |
| Document Number | 222180593 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 22218/0593 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2048 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,618.00 (+7.03%) | $172,700 (+4.22%) Building $172,700 | $194,560 |
| 2024 | $2,446.00 (+6.3%) | $165,700 (+9.08%) Building $165,700 | |
| 2023 | $2,301.00 | $151,900 Building $151,900 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 55 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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