89 Coleman Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 89 Coleman Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,042 sqft · built 1975
Lot Size	0.172 acres (7,497 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2022)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354010-000230`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354010-000230`
Alternative APN	`52825000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,042 sqft Living Area
Gross Area	1,341 sqft
1st Floor Area	1,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	104 ft deep x 72 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	299 sqft
Porch	Unfinished Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	89 COLEMAN RD
City	WINTER HAVEN
State	FL
Zip	33880-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JAN PHYL VILLAGE PARTIAL REPLAT UNIT # 10 P B 51 P G 50 LOT 23
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE PARTIAL REPLAT UNIT #10
Legal Tract	354010
Legal Block	1
Legal Lot Number	23
Legal Unit	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1012
Census Tract	13802

Owner

89 Coleman Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 COLEMAN RD, WINTER HAVEN, FL 33880-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 21, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 23, 2020	Quit Claim Deed, Transfer MICHAEL V & ELIZABETH NICHOLS
Apr 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Deed Document Number	202291132
Deed Book / Page	12193 / 656
Prior Transfer Date	Jan 19, 2022
Prior Transfer Doc	0000018839
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 4, 2022
Property Address	89 COLEMAN RD, WINTER HAVEN, FL 33880-1412
Document Number	0000091132
Book / Page	12193 / 656
Map Reference	MB 51 PG 50
Instrument Date	Mar 29, 2022
Instrument	2022091132
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 GLENRIDGE LOOP N, 302, LAKELAND, FL 33809-1553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 COLEMAN RD, WINTER HAVEN, FL 33880-1412

Mortgage

Document Number	0012193658
Date	Apr 4, 2022
Instrument	12193/658

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jan 21, 2022
Property Address	89 COLEMAN RD, WINTER HAVEN, FL 33880-1412
Document Number	0000018839
Book / Page	12083 / 1557
Map Reference	MB 51 PG 50
Instrument Date	Jan 19, 2022
Instrument	2022018839
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 ARIETTA CIR, 803, AUBURNDALE, FL 33823-8402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 GLENRIDGE LOOP N, LAKELAND, FL 33809-1553

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Nov 6, 2020
Property Address	89 COLEMAN RD, WINTER HAVEN, FL 33880-1412
Document Number	0114461183
Book / Page	011446 / 001183
Instrument Date	Oct 26, 2020
Instrument	238025
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 COLEMAN RD WINTER HAVEN FL 338801412, WINTER HAVEN, FL 33880-1412

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jun 23, 2020
Property Address	89 COLEMAN RD, WINTER HAVEN, FL 33880-1412
Document Number	0112731929
Book / Page	011273 / 001929
Instrument Date	Jun 22, 2020
Instrument	124273
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 COLEMAN RD WINTER HAVEN FL 338801412, WINTER HAVEN, FL 33880-1412

Mortgage

Document Number	112731930
Date	Jun 23, 2020
Book Page	011273/001930
Instrument	124274

Lender

Name	MICHAEL V & ELIZABETH NICHOLS
Address	1710 NEWPORT AVE, LAKELAND, FL 33803-2422

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 22, 2025

Interest

Rate	5%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2017
Property Address	89 COLEMAN RD, WINTER HAVEN, FL 33880-1412
Document Number	0101151345
Book / Page	010115 / 001345
Instrument Date	Apr 11, 2017
Instrument	68574
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 COLEMAN RD WINTER HAVEN FL 338801412, WINTER HAVEN, FL 33880-1412

Tax Assessment & Valuation

The 2025 property tax bill for 89 Coleman Rd was $1,467 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,357 (-2.17%) Land $14,500 Building $135,857	$150,357 (-2.17%) Land $14,500 Building $135,857
2025	$1,467.00 Homeowner's exemption	$153,689 Land $14,500 Building $139,189	$153,689 Land $14,500 Building $139,189
2023	$1,989.00 (+54.91%) Homeowner's exemption	$152,693 (+50.82%) Land $14,000 Building $138,693	$152,693 (+10.61%) Land $14,000 Building $138,693
2022	$1,284.00	$101,245	$138,043 Land $11,500 Building $126,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Coleman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Coleman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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