89 Closter Dock Rd, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 89 Closter Dock Rd, Closter, NJ 07624

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,488 sqft · built 1954
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$726,000 (Oct 2019)
Tax Bill	$15,116 (2022)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00805-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`07-00805-0000-00047`
Alternative APNs	`070080500047` `022160`

Interior

Stories	1 Story
Building Area	2,488 sqft Gross Area
1st Floor Area	2,488 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	190 ft deep x 100 ft wide

Location & Zoning

Account Number	022160
Street Address	89 CLOSTER DOCK RD
City	CLOSTER
State	NJ
Zip	07624-1137
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	DISTRICTN
Legal Description	0.49 AC DISABLED VETERAN
Legal Block	805
Legal Lot Number	47
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2001
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 CLOSTER DOCK RD, CLOSTER, NJ 07624-1137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Oct 24, 2019	Deed with Mortgage, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Feb 8, 2013 · Amount on Record
Deed Document Number	201971733
Deed Book / Page	3385 / 2245
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	89 CLOSTER DOCK RD, CLOSTER, NJ 07624-1137
Document Number	0036710215
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CLOSTER DOCK RD CLOSTER NJ 076241137, CLOSTER, NJ 07624-1137

Mortgage

Document Number	0036710215
Date	Aug 17, 2020
Book Page	003671/000215
Instrument	74564

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

October 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Oct 24, 2019
Property Address	89 CLOSTER DOCK RD, CLOSTER, NJ 07624-1137
Document Number	0033852245
Book / Page	003385 / 002245
Instrument Date	Jul 24, 2019
Instrument	71733
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 CLOSTER DOCK RD CLOSTER NJ 076241137, CLOSTER, NJ 07624-1137

Mortgage

Document Number	33852252
Date	Oct 24, 2019
Book Page	003385/002252
Instrument	71733

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$887,600 (+10.07%) Land $522,300 Building $365,300	$887,600 (+10.07%) Land $522,300 Building $365,300
2025		$806,400 (+13.5%) Land $492,500 Building $313,900	$806,400 (+13.5%) Land $492,500 Building $313,900
2023		$710,500 (+3.97%) Land $413,400 Building $297,100	$710,500 (+3.97%) Land $413,400 Building $297,100
2022	$15,116.00 (-0.09%)	$683,400 Land $400,400 Building $283,000	$683,400 Land $400,400 Building $283,000
2021	$15,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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