89 Clay Ave, Rochester, NY 14613 Property Records

Monroe County and Rochester City property record for 89 Clay Ave, Rochester, NY 14613

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,846 sqft · built 1912
Lot Size	0.214 acres (9,338 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Apr 2026)
Tax Bill	$1,571 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011379-00.0`

Property Details

APN / Parcel Number

Primary APN	`011379-00.0`
Alternative APNs	`140009051000030190000000` `261400 090.51-3-19`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,846 sqft Total Area
1st Floor Area	962 sqft
2nd Floor Area	884 sqft
Game Room	Game Room

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	9,338 sqft (0.214 acres)
Lot Dimensions	186 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	011379-00.0
Street Address	89 CLAY AVE
City	ROCHESTER
State	NY
Zip	14613-1129
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	11
Legal Description	0020.00 306 10 00000 28 MC KEE SUB
Legal Subdivision	MCKEE PLACE
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3007
Census Tract	2000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 RELIANCE ST, ROCHESTER, NY 14621-1509
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage ESL FEDERAL CREDIT UNION
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	20263406874
Deed Book / Page	13184 / 105
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 10, 2026
Property Address	89 CLAY AVE, ROCHESTER, NY 14613-1129
Document Number	0003406874
Book / Page	13184 / 105
Instrument Date	Mar 16, 2026
Instrument	20263406874
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	WEBTITLE AGENCY, WEBTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,932.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 RELIANCE ST, ROCHESTER, NY 14621-1509

Mortgage

Document Number	0000006875,
Date	Apr 10, 2026
Instrument	20266875

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0003406876,
Date	Apr 10, 2026
Book Page	31294/853
Instrument	20263406876

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 9, 2021
Property Address	89 CLAY AVE, ROCHESTER, NY 14613-1129
Document Number	0000000563
Book / Page	12598 / 166
Map Reference	LB 9 PG 37
Instrument Date	Nov 23, 2021
Instrument	202112090563
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 FAIRFIELD AVE, BUFFALO, NY 14214-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SHADOW CRK, PENFIELD, NY 14526-1062

Mortgage

Document Number	0000000564
Date	Dec 9, 2021
Instrument	202112090564

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,571.00 (-16.61%)
2025	$1,884.00	$157,300 (+87.26%) Land $11,900 Building $145,400	$157,300 (+55.43%) Land $11,900 Building $145,400
2023		$84,000 Land $7,500 Building $76,500	$101,205 Land $9,036 Building $92,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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