89 Circle Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 89 Circle Dr, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1958
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$225,950 (Jul 2018)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`191-13650-M5-001`

Property Details

APN / Parcel Number

Primary APN	`191-13650-M5-001`
Alternative APN	`WSPR M:00191 B:13650 L:000M5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,201 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	191-13650-M5-001
Street Address	89 CIRCLE DR
City	WEST SPRINGFIELD
State	MA
Zip	01089-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13650
Legal Lot Number	M5
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1000
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records · APN 191-13650-M5-001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM CU
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Jul 27, 2018	Warranty Deed, Transfer · Conventional with PMI FREEDOM CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	201843809
Deed Book / Page	22286 / 32
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1724
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026208-381
Date	Feb 04, 2026
Book Page	26208/381
Instrument	4886

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1724
Transaction Type	Mortgage
Record Updated	May 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23832-118
Date	Apr 20, 2021
Book Page	23832/118
Instrument	26321

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 27, 2018
Property Address	89 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1724
Document Number	22286-32
Book / Page	022286 / 000032
Instrument Date	Jul 26, 2018
Instrument	43809
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 CRAIG DR WEST SPRINGFIELD MA 010894738, WEST SPRINGFIELD, MA 01089-4738

Mortgage

Document Number	22286-34
Date	Jul 27, 2018
Book Page	022286/000034
Instrument	43810

Lender

Name	FREEDOM CU

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,158.00 (+3.15%)	$279,600 (+2.72%) Land $107,700 Building $171,900	$310,365
2024	$4,031.00 (+5.61%)	$272,200 (+10.83%) Land $107,700 Building $164,500
2023	$3,817.00	$245,600 Land $107,700 Building $137,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Westfield Gas & Electric.

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

89 Circle Dr, West Springfield, MA 01089 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Circle Dr

Nearby Streets

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