Boone County property record for 89 Circle Dr, Florence, KY 41042 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,184 sqft · built 1975 |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2020) |
| Tax Bill | $1,374 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061.11-24-022.00 |
| Primary APN | 061.11-24-022.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,184 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Wood |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 89 CIRCLE DR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SEC 1 CIRCLE PARK SUB (F2-11-22) |
| Legal Subdivision | CIRCLE PARK SUB |
| Legal Lot Number | 5 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70202 |
Source: Boone County records · APN 061.11-24-022.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 89 CIRCLE DR, FLORENCE, KY 41042-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 25, 2020 | Warranty Deed, Transfer · Line of Credit GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2013 · Amount on Record |
| Deed Document Number | 819320 |
| Deed Book / Page | D1156 / 56 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 89 CIRCLE DR, FLORENCE, KY 41042-2436 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 89 CIRCLE DR, FLORENCE, KY 41042-2436 |
| Document Number | 0M4887/678 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | M4887/678 |
| Instrument | 1211134 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 89 CIRCLE DR, FLORENCE, KY 41042-2436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 89 CIRCLE DR, FLORENCE, KY 41042-2436 |
| Document Number | 0M4641/279 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | M4641/279 |
| Instrument | 902001 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Nov 25, 2020 |
| Property Address | 89 CIRCLE DR, FLORENCE, KY 41042-2436 |
| Document Number | D1156/56 |
| Book / Page | D1156 / 56 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 819320 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3664 EVENSONG DR, 3664, UNION, KY 41091-6906 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 819321 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 819321 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Municipality | Florence City |
| Unified School District | Boone County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,374.00 (-26.37%) | $190,000 (-) Land $15,000 Building $175,000 | |
| 2024 | $190,000 (-) Land $15,000 Building $175,000 | ||
| 2023 | $1,866.00 (+3.67%) | $190,000 (-) Land $15,000 Building $175,000 | $190,000 (-) Land $15,000 Building $175,000 |
| 2022 | $1,800.00 | $190,000 Land $15,000 Building $175,000 | $190,000 Land $15,000 Building $175,000 |
Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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