89 Cider Mill Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 89 Cider Mill Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,184 sqft · built 1970
Lot Size	1.33 acres (58,295 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Apr 2026)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0001 L:0408`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0001 L:0408`
Alternative APN	`3485`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	1,184 sqft
Basement Area	2,208 sqft
Finished Basement	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,295 sqft (1.33 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3485
Street Address	89 CIDER MILL RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	408
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	1
Census Block	1000
Census Tract	12801

Owner

Source: North Smithfield Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 CIDER MILL RD, NORTH SMITHFIELD, RI 02896-7643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Oct 22, 2025	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Oct 22, 2025 · Amount on Record
Deed Book / Page	1047 / 10
Transfer Doc	0185000502
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Apr 27, 2026
Property Address	89 CIDER MILL RD, NORTH SMITHFIELD, RI 02896-7643
Document Number	0001047-10
Book / Page	1047 / 10
Instrument Date	Apr 22, 2026
Instrument	202656405
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CIDER MILL RD, NORTH SMITHFIELD, RI 02896-7643

Mortgage

Date	Apr 27, 2026

Lender

Name	NORCOM MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Oct 22, 2025
Property Address	89 CIDER MILL RD, NORTH SMITHFIELD, RI 02896-7643
Document Number	001032-106
Book / Page	1032 / 106
Instrument Date	Oct 22, 2025
Instrument	55372
Transaction Type	Foreclosure
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10026, CRANSTON, RI 02910-0090

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,035.00 (+17.41%)	$524,800 (+50.8%) Land $110,500 Building $414,300
2024	$5,140.00 (+3.65%)	$348,000 (-) Land $92,500 Building $255,500
2023	$4,959.00 (+2.44%)	$348,000 (-) Land $92,500 Building $255,500
2022	$4,841.00	$348,000 Land $92,500 Building $255,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Spectrum, T-Mobile.

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