Bergen County and Upper Saddle River Borough property record for 89 Cider Hill, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,091 sqft · built 1971 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $21,476 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00911-0000-00012 |
| Primary APN | 63-00911-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,091 sqft Living Area |
| 1st Floor Area | 4,091 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 101199 |
|---|---|
| Street Address | 89 CIDER HL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Block | 911 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53201 |
89 Cider Hill is owned and occupied by two individuals.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 89 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 89 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765 |
| Document Number | 0043541069 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 4354/1069 |
| Instrument | 2021138521 |
| Name | BLUE FOUNDRY BANK |
|---|---|
| Type | Bank |
| Address | RUTHERFORD, NJ 07070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,200 (-) Land $384,400 Building $444,800 | $829,200 (-) Land $384,400 Building $444,800 | |
| 2025 | $21,476.00 (+1.73%) | $829,200 (-) Land $384,400 Building $444,800 | $829,200 (-) Land $384,400 Building $444,800 |
| 2024 | $21,111.00 (+3.64%) | ||
| 2023 | $829,200 Land $384,400 Building $444,800 | $829,200 Land $384,400 Building $444,800 | |
| 2022 | $20,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Cider Hill in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Cider Hill is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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