Kent County property record for 89 Chatham Ct, #45, Dover, DE 19901
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,548 sqft · built 1985 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Nov 2012) |
| Tax Bill | $1,281 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-068.13-01-04.03-045 |
| Primary APN | 2-05-068.13-01-04.03-045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Basement Area | 708 sqft |
| Unfinished Basement | 708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 3,920 sqft |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9446 |
|---|---|
| Street Address | 89 CHATHAM CT |
| City | DOVER |
| State | DE |
| Zip | 19901-3934 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RG3 |
| Legal Description | PAR.2-CHATHAM COVE, UNIT 45 89 CHATHAM COURT |
| Legal Subdivision | CHATHAM COVE |
| Legal Unit | 45 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40900 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2135 BOWERS BEACH RD, FREDERICA, DE 19946-1348 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LENDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2012 · Amount on Record |
| Deed Sale | Nov 7, 2012 · Amount on Record |
| Deed Document Number | 2012221385 |
| Deed Book / Page | 6483 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 89 CHATHAM CT # 45, 45, DOVER, DE 19901-3934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000392576 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 10361/281 |
| Instrument | 2020-392576 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 10, 2026 |
| Property Address | 89 CHATHAM CT, DOVER, DE 19901-3934 |
| Document Number | 0000543963 |
| Book / Page | 14413 / 292 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2026543963 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2135 BOWERS BEACH RD, FREDERICA, DE 19946-1348 |
| Document Number | 0000543963, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 14413/292 |
| Instrument | 2026543963 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Sep 1, 2050 |
| Max Rate | -1% |
|---|
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,281.00 (+5.87%) | $205,900 (+476.75%) Land $23,800 Building $182,100 |
| 2025 | $1,210.00 (+15.24%) | |
| 2023 | $1,050.00 | $35,700 Building $35,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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