89 Charmer Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 89 Charmer Trce, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	2,510 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$524,699 (2024)
Tax Bill	$2,694.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`029013-1600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,510 sqft Living Area
Gross Area	2,936 sqft Gross Area
1st Floor	1,174 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	426 sqft Garage
Porch Area	128 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	89 CHARMER TRCE
City	SAINT AUGUSTINE
State	FL
Zip	32092-0190
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	117/86-97 WHISPER CREEK PHASE 11 UNIT A LOT 160 OR5920/238
Legal Subdivision	WHISPER CREEK PHASE 11 UNIT A
Legal Block	1
Legal Lot Number	160
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4026
Census Tract	20905

Owner

Source: St. Johns County records · APN 029013-1600

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 CHARMER TRCE, SAINT AUGUSTINE, FL 32092-0190
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Doc Number	202421849
Deed Book / Page	5920 / 238
Record Refreshed	Jun 08, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 25, 2024
Property Address	89 CHARMER TRCE, SAINT AUGUSTINE, FL 32092-0190
Document Number	0059200238
Book / Page	5920 / 238
Map Reference	MB 117 PG 86-97
Instrument Date	Mar 18, 2024
Instrument	2024021849
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 05, 2024
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,672.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CHARMER TRCE, ST AUGUSTINE, FL 32092-0190

Mortgage

Document Number	0059200240
Date	Mar 25, 2024
Book Page	5920/240
Instrument	2024021850

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,500 (+2.7%)	$415,144 (+3.36%) Land $105,000 Building $310,144
2025	$2,694.00 (-26.79%) Disabled Person's exemption Veteran's exemption	$401,655 (+372.54%)	$401,655 (+372.54%) Land $100,000 Building $301,655
2024	$3,680.00 (+26.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$85,000 (+88.89%)	$85,000 (+88.89%) Land $85,000
2023	$2,918.00	$45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 714 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.