89 Cesta St, Napa, CA 94559 Property Records

Napa County property record for 89 Cesta St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1953
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Feb 2012)
Tax Bill	$3,863 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`005-161-011-000`

Property Details

APN / Parcel Number

Primary APN	`005-161-011-000`
Alternative APNs	`005-161-011` `00516111`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,160 sqft
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Roof Type	Gable
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	005-161-011
Street Address	89 CESTA ST
City	NAPA
State	CA
Zip	94559-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 162 RANCHO DE LOS ROBLES SUB NO 3 5R/M69
Legal Subdivision	DE LOS ROBLES RANCHO 03
Legal Lot Number	162
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1007
Census Tract	200203

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 CESTA ST, NAPA, CA 94559-4549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2012 · Amount on Record
Deed Sale	Feb 8, 2012 · Amount on Record
Prior Sale	Dec 15, 2009 · Amount on Record
Deed Document Number	20123540
Prior Transfer Date	Jun 3, 2009
Prior Transfer Doc	0000014820
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	89 CESTA ST, NAPA, CA 94559-4549
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CESTA ST, NAPA, CA 94559-4549

Mortgage

Document Number	0000000734
Date	Jan 12, 2022
Instrument	2022-0000734

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	89 CESTA ST, NAPA, CA 94559-4549
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022310
Date	Nov 20, 2018
Instrument	2018-0022310

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 26, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	89 CESTA ST, NAPA, CA 94559-4549
Document Number	0000013867
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 CESTA ST NAPA CA 945594549, NAPA, CA 94559-4549

Mortgage

Document Number	0000013867
Date	Jun 20, 2017
Instrument	13867

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,863.00 (+2.25%) Homeowner's exemption	$276,720 (+2%) Land $115,297 Building $161,423	$276,720 (+2%) Land $115,297 Building $161,423
2025	$3,778.00 (+4.48%) Homeowner's exemption	$271,295 (+4.04%) Land $113,037 Building $158,258	$271,295 Land $113,037 Building $158,258
2023	$3,616.00 (+1.26%) Homeowner's exemption	$260,762 Land $108,649 Building $152,113
2022	$3,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	34 (1982–2006)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 14 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Severe Storms & Flooding, Feb 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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