89 Central St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 89 Central St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,327 sqft · built 1900
Lot Size	0.08 acres (3,465 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Jan 2022)
Tax Bill	$14,366 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-G-2`

Property Details

APN / Parcel Number

Primary APN	`50-G-2`
Alternative APNs	`SOME M:50 B:G L:2` `3118050`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,327 sqft Living Area
Gross Area	5,079 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Slate
Lot Area	3,465 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3118050
Street Address	89 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02143-1204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	G
Legal Lot Number	2
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3004
Census Tract	351101

Owner

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	142 CAMBRIDGE ST, CHARLESTOWN, MA 02129-1226
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Quit Claim Deed, Transfer · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS
May 30, 2019	Quit Claim Deed, Transfer ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	202211838
Deed Book / Page	79571 / 328
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 21, 2022
Property Address	89 CENTRAL ST, SOMERVILLE, MA 02143-1204
Document Number	079571-328
Book / Page	79571 / 328
Instrument Date	Jan 21, 2022
Instrument	11838
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CAMBRIDGE ST, CHARLESTOWN, MA 02129-1226

Mortgage

Document Number	0000011841
Date	Jan 21, 2022
Instrument	11841

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0079574-93
Date	Jan 21, 2022
Book Page	79574/93
Instrument	12149

Lender

Name	89 CENTRAL STREET RT

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	May 30, 2019
Property Address	89 CENTRAL ST, SOMERVILLE, MA 02143-1204
Document Number	72674-63
Book / Page	072674 / 000063
Instrument Date	May 29, 2019
Instrument	70836
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$5,016.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	0 PO BOX 17 SOMERVILLE MA 02145, SOMERVILLE, MA 02145

Mortgage

Document Number	72674-68
Date	May 30, 2019
Book Page	072674/000068
Instrument	70837

Lender

Name	ROCKLAND TR

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,366.00 (+15.87%)	$1,316,800 (+11.74%) Land $471,900 Building $844,900
2024	$12,398.00 (+13.42%)	$1,178,500 (+11.47%) Land $471,900 Building $706,600
2023	$10,931.00	$1,057,200 Land $471,900 Building $585,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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