89 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 89 Central St, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,170 sqft · built 1858
Lot Size1.99 acres (87,007 sqft)
OwnerIndividual Name on File
Tax Bill$7,423 (2025)
Flood ZoneZone X (minimal risk)
APNROWL M:0024 B:0104 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0024 B:0104 L:0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,170 sqft Living Area
Gross Area3,660 sqft
Basement Area1,311 sqft
Unfinished Basement1,311 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1858
Effective Year BuiltEffective 1858
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,007 sqft (1.99 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address89 CENTRAL ST
CityROWLEY
StateMA
Zip01969-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block104
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1046
Census Tract270100

Owner

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address89 CENTRAL ST, ROWLEY, MA 01969-1734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,423.00 (+3.2%)$630,700 (+6.09%) Land $310,800 Building $319,900$757,055
2024$7,193.00 (+6.48%)$594,500 (+14.59%) Land $296,000 Building $298,500
2023$6,755.00$518,800 Land $256,400 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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