89 Celentano Dr, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 89 Celentano Dr, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1986
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Dec 2024)
Tax Bill	$6,963 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`025-7051`

Property Details

APN / Parcel Number

Primary APN	`025-7051`
Alternative APNs	`NAUG M:306I-5E487-96` `NAUG M:025 L:7051` `AP16 5E487 96` `25-7051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	960 sqft
Basement Area	920 sqft
Unfinished Basement	276 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	25-7051
Street Address	89 CELENTANO DR
City	NAUGATUCK
State	CT
Zip	06770-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	7051
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4002
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Mar 11, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 16, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Jun 11, 2024	Deed of Trust, Mortgage · ARM ION BANK
Dec 6, 2019	Deed of Trust, Mortgage · Balloon Mortgage ION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Document Number	20243568
Deed Book / Page	1151 / 292
Last Transfer Date	Feb 27, 2026
Transfer Doc	001177-903
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 23, 2026
Property Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214
Document Number	001180-576
Book / Page	1180 / 576
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214

Mortgage

Document Number	1180000576,
Date	Apr 23, 2026
Book Page	1180/576

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 11, 2026
Property Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214
Document Number	001177-903
Book / Page	1177 / 903
Instrument Date	Feb 27, 2026
Instrument	2026751
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 16, 2024
Property Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214
Document Number	001151-292
Book / Page	1151 / 292
Instrument Date	Dec 11, 2024
Instrument	20243568
Transaction Type	Transfer
Record Updated	Jan 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LEXINGTON AVE, DANBURY, CT 06810-6314

Mortgage

Document Number	0020243569
Date	Dec 16, 2024
Instrument	2024-3569

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214
Transaction Type	Mortgage
Record Updated	Jun 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001140-515
Date	Jun 11, 2024
Book Page	1140/515
Instrument	2024-1500

Lender

Name	ION BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	89 CELENTANO DR, NAUGATUCK, CT 06770-5214
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1038-851
Date	Dec 6, 2019
Book Page	1038/851

Lender

Name	ION BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,963.00	$175,000 (+5.66%) Land $32,060 Building $142,940	$122,500 Land $22,442 Building $100,058
2024	$6,963.00 (-6.05%)
2023	$7,411.00 (+23.83%)	$165,620 (+32.14%) Land $32,060 Building $133,560
2022	$5,985.00	$125,340 Land $33,930 Building $91,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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