Lauderdale County property record for 89 Cedarbend Dr, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,014 sqft · built 1978 |
| Lot Size | 2.09 acres (91,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $817 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-09-0-002-012-028 |
| Primary APN | 16-02-09-0-002-012-028 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,014 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| 2nd Floor Area | 803 sqft |
| Utility Area | 1,027 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 91,200 sqft |
| Lot Dimensions | 304 ft deep x 300 ft wide |
| Utility Building | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 61219 |
|---|---|
| Street Address | 89 CEDARBEND DR |
| City | FLORENCE |
| State | AL |
| Zip | 35634-3547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 300 X 305.68 IRR RIVERCHASE S/D LOT 24 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | RIVERCHASE |
| Legal Lot Number | 24 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11502 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 89 CEDARBEND DR, FLORENCE, AL 35634-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage HUD |
| Jun 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2005 |
| Deed Sale | Jan 18, 2005 |
| Deed Document Number | 0020052463 |
| Deed Book / Page | 2005 / 2463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 89 CEDARBEND DR, FLORENCE, AL 35634-3547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/19284 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 2022/19284 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 89 CEDARBEND DR, FLORENCE, AL 35634-3547 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/25267 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 2020/25267 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $817.00 (+3.94%) Homeowner's exemption | $25,000 (+3.73%) | $249,840 (+3.72%) Land $14,900 Building $234,940 |
| 2024 | $786.00 (-0.13%) Homeowner's exemption | $24,100 (+1,698.51%) Land $1,460 Building $22,640 | $240,880 (+6.14%) Land $14,500 Building $226,380 |
| 2023 | $787.00 (+17.46%) Homeowner's exemption | $1,340 (-93.09%) Land $1,340 | $226,940 (+17.22%) Land $13,300 Building $213,640 |
| 2022 | $670.00 Homeowner's exemption | $19,380 | $193,600 Land $15,300 Building $178,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1998–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures