Taylor County property record for 89 Cedar Island Rd, Perry, FL 32348
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,290 sqft · built 1986 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $286,400 (Jan 2020) |
| Tax Bill | $2,531 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | R07092-000 |
| Primary APN | R07092-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Carport |
| Garage Area | 930 sqft |
| Carport | Carport |
| Carport Area | 930 sqft |
| Driveway | Concrete Driveway |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R07092-000 |
|---|---|
| Street Address | 89 CEDAR ISLAND RD |
| City | PERRY |
| State | FL |
| Zip | 32348-8258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 0000.19 ACRES - CEDAR ISLAND URS - COM NW COR CEDAR ISLAND B U N45DW - 1366.1 FT S81DW 140 FT S8DE 450 FT - TO POB N81DE 100 FT S39DE 81.24 FT - S81DW 29.22 FT SE ALG RD 10 FT S81D - W 100.78 FT N8DW 80 FT TO POB LESS - LAND DESC IN OR 710-474 - |
| Legal Range | 007 |
| Legal Township | 008 |
| Legal Section | 01 |
| Legal Subdivision | CEDAR ISLAND |
| Jurisdiction | TAYLOR FL |
| Township / Civil Division | PERRY SOUTH |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950401 |
89 Cedar Island Rd is owned and occupied by two individuals who bought it in January 2020.
Source: Taylor County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 CEDAR ISLAND RD, PERRY, FL 32348-8258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jan 13, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on File |
| Deed Sale | Jan 13, 2020 · Amount on File |
| Prior Sale | Dec 29, 2010 · Amount on File |
| Deed Document Number | 2020195 |
| Deed Book / Page | 808 / 792 |
| Prior Transfer Date | Jan 12, 2006 |
| Prior Transfer Doc | 0005660702 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAYLOR FL |
| Property Address | 89 CEDAR ISLAND RD, PERRY, FL 32348-8258 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0008460183 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 846/183 |
| Instrument | 210006526 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAYLOR FL |
| Recording Date | Jan 13, 2020 |
| Property Address | 89 CEDAR ISLAND RD, PERRY, FL 32348-8258 |
| Document Number | 0008080792 |
| Book / Page | 000808 / 000792 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 195 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,005.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3050 LAND RD ALPHARETTA GA 300042817, ALPHARETTA, GA 30004-2817 |
| Document Number | 8080795 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 000808/000795 |
| Instrument | 196 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
The 2025 property tax bill for 89 Cedar Island Rd was $2,531, down 50.6% from the year before.
Source: Taylor County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Taylor County |
| Unified School District | Taylor County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,531.00 (-50.62%) | $163,600 (-54.31%) Land $160,400 Building $3,200 | $163,600 (-54.31%) Land $160,400 Building $3,200 |
| 2024 | $5,126.00 (+8.4%) | $358,090 (+9.42%) | $358,090 (+9.42%) Land $160,400 Building $197,690 |
| 2023 | $4,729.00 (+25.54%) | $327,270 (+0.31%) Land $130,000 Building $197,270 | $327,270 (+0.31%) Land $130,000 Building $197,270 |
| 2022 | $3,767.00 | $326,250 Land $125,000 Building $201,250 | $326,250 Land $125,000 Building $201,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Cedar Island Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 95 (2016–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Cedar Island Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAYLOR COASTAL WATER ; SEWER DISTRICT serves 1,310 people · EPA ID FL2624165 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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