89 Cam Dr, Scott Depot, WV 25560 Property Records

Putnam County property record for 89 Cam Dr, Scott Depot, WV 25560

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,234 sqft · built 2015
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$88,400 (May 2014)
Tax Bill	$5,579 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-214F-0097.0000`

Property Details

APN / Parcel Number

Primary APN	`10-214F-0097.0000`
Alternative APNs	`40-10-214F-0097.0000` `00043113` `00047633`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,234 sqft Living Area
1st Floor Area	4,860 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Modern
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	51,401 sqft (1.18 acres)
Lot Dimensions	309 ft deep x 161 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00047633
Street Address	89 CAM DR
City	SCOTT DEPOT
State	WV
Zip	25560-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 SEC III COBBLESTONE SUBD (1.18 AC)
Legal Subdivision	SEC III COBBLESTONE SUB
Legal Lot Number	120
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3015
Census Tract	20400

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 CAM DR, SCOTT DEPOT, WV 25560-9143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2014 · Amount on Record
Deed Sale	May 2, 2014 · Amount on Record
Deed Book / Page	532 / 884
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	89 CAM DR, SCOTT DEPOT, WV 25560-9143
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001262/990
Date	Oct 21, 2020
Book Page	1262/990
Instrument	004917260017

Lender

Name	SUMMIT COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	89 CAM DR, SCOTT DEPOT, WV 25560-9143
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001282/455
Date	Mar 31, 2021
Book Page	1282/455
Instrument	005013090008

Lender

Name	SUMMIT COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,579.00 (+6.25%)	$446,280 (+7.44%) Land $73,740 Building $372,540	$743,800 (+7.44%) Land $122,900 Building $620,900
2025	$5,251.00 (+27.17%)	$415,380 (+22.25%) Land $60,240 Building $355,140	$692,300 (+22.25%) Land $100,400 Building $591,900
2023	$4,129.00 (+1.03%)	$339,780 (+0.21%) Land $60,240 Building $279,540	$566,300 (+0.21%) Land $100,400 Building $465,900
2022	$4,087.00	$339,060 Land $63,780 Building $275,280	$565,100 Land $106,300 Building $458,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1989–2006)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2006 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Landslides, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 65% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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