89 Calhoun Dr, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 89 Calhoun Dr, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,328 sqft · built 1985
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$196,630 (Nov 2020)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	May 2022 Refinance May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`384289 50.-1-51`

Property Details

APN / Parcel Number

Primary APN	`384289 50.-1-51`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	58,370 sqft (1.34 acres)
Lot Width	100 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	89 CALHOUN DR
City	TROY
State	NY
Zip	12182-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SUB'D LOT 3
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	1
Census Block	1018
Census Tract	51902

Owner

Source: Rensselaer County and Schaghticoke Town records · APN 384289 50.-1-51

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 CALHOUN DR, TROY, NY 12182-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
May 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 04, 2020	Warranty Deed, Transfer REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2020 · Amount on Record
Deed Sale	Nov 04, 2020 · Amount on Record
Deed Document Number	2020577354
Deed Book / Page	9342 / 213
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	89 CALHOUN DR, TROY, NY 12182-9726
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100720161
Date	May 31, 2022
Book Page	10072/161
Instrument	2022-611654

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	89 CALHOUN DR, TROY, NY 12182-9726
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100620058
Date	May 18, 2022
Book Page	10062/58
Instrument	2022-611145

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 01, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 04, 2020
Property Address	89 CALHOUN DR, TROY, NY 12182-9726
Document Number	0000577354
Book / Page	009342 / 000213
Instrument Date	Oct 23, 2020
Instrument	577354
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$787.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 CALHOUN DR TROY NY 121829726, TROY, NY 12182-9726

Mortgage

Document Number	577355
Date	Nov 04, 2020
Book Page	009342/000217
Instrument	577355

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Mechanicville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,250.00 (+88.88%)	$43,000 (-) Land $10,400 Building $32,600	$301,966 (+12.71%) Land $73,034 Building $228,932
2023		$43,000 (-) Land $10,400 Building $32,600	$267,913 (+10.59%) Land $64,798 Building $203,115
2022	$3,309.00	$43,000 Land $10,400 Building $32,600	$242,254 Land $58,592 Building $183,662

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 12, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2002–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 22 locations within half a mile of this property.

Nearby Properties on Calhoun Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures