89 Broad St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 89 Broad St, Cumberland, RI 02864

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 ba · 7,208 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$290,400 (Aug 2019)
Tax Bill	$4,558 (2026)
Deeds & Mortgages	May 2022 Refinance Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9967-06`

Property Details

APN / Parcel Number

Primary APN	`9967-06`
Alternative APN	`CUMB M:002 B:0103 L:000`

Interior

Full Baths	4 Baths
Total Rooms	1 Room
Units	10 Units
Stories	3 Stories
Building Area	7,208 sqft Total Area
Gross Area	9,556 sqft
1st Floor Area	2,484 sqft
Basement Area	2,248 sqft
Unfinished Basement	2,248 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Shingle
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	9967-06
Street Address	89 BROAD ST
City	CUMBERLAND
State	RI
Zip	02864-8371
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	40
Legal Block	103
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2023
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	840 SMITHFIELD AVE, LINCOLN, RI 02865-3344
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Aug 27, 2019	Warranty Deed, Transfer · Commercial Mortgage EASTERN BANK
Dec 17, 2018	Warranty Deed, Transfer
Oct 12, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Book / Page	1811 / 624
Transfer Doc	1755000669
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	89 BROAD ST, CUMBERLAND, RI 02864-8371
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001930-391
Date	May 3, 2022
Book Page	1930/391
Instrument	132842

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 27, 2019
Property Address	89 BROAD ST, CUMBERLAND, RI 02864-8371
Document Number	1811-624
Book / Page	1811 / 624
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 SMITHFIELD AVE, LINCOLN, RI 02865-3344

Mortgage

Document Number	1811627
Date	Aug 27, 2019
Instrument	1811/627

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 17, 2018
Property Address	89 BROAD ST, CUMBERLAND, RI 02864-8371
Document Number	1790-875
Book / Page	001790 / 000875
Instrument Date	Dec 12, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$6.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BROAD ST CUMBERLAND RI 028648371, CUMBERLAND, RI 02864-8371

October 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 12, 2017
Property Address	89 BROAD ST, CUMBERLAND, RI 02864-8371
Document Number	1755-669
Book / Page	001755 / 000669
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BROAD ST CUMBERLAND RI 028648371, CUMBERLAND, RI 02864-8371

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,558.00 (+10.77%)	$455,300 (+35.75%) Land $93,000 Building $362,300	$522,912
2025	$4,115.00 (+5.59%)	$335,400 (-) Land $80,500 Building $254,900
2023	$3,897.00 (-6.21%)	$335,400 (+21%) Land $80,500 Building $254,900
2022	$4,155.00	$277,200 Land $66,200 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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