89 Birchfield Mill Loop, Nebo, NC 28761 Property Records

McDowell County property record for 89 Birchfield Mill Loop, Nebo, NC 28761 · Last verified October 2025

Property Summary

Property TypeRural Home
Details1 bd · 2 ba · 864 sqft · built 1995
Lot Size2.08 acres (91,040 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Aug 2025)
Tax Bill$820 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1740-00-94-7151

Property Details

APN / Parcel Number

Primary APN1740-00-94-7151
Alternative APN
  • 41080

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories2 Stories
Building Area864 sqft Heated Area
Office360 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialLogs
Roof TypeGable
Roof MaterialAsphalt
Lot Area91,040 sqft (2.08 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number41080
Street Address89 BIRCHFIELD MILL LOOP
CityNEBO
StateNC
Zip28761-0038
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDIST:03 CITY/MUNI/TWP:DYSARTSVILLE MAP REF:MAP:1740
Legal SubdivisionTROY ELLIOTT
JurisdictionMCDOWELL NC
Township / Civil DivisionDYSARTSVILLE
Census Block Group1
Census Block1009
Census Tract970904

Owner

Source: McDowell County records · APN 1740-00-94-7151

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address89 BIRCHFIELD MILL LOOP, NEBO, NC 28761-0038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Aug 17, 2018Deed of Trust, Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2025 · Amount on Record
Deed SaleAug 01, 2025 · Amount on Record
Prior SaleOct 06, 2005 · Amount on Record
Deed Document Number2025003709
Deed Book / Page1509 / 446
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address89 BIRCHFIELD MILL LOOP, NEBO, NC 28761-0038
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013730724
DateOct 19, 2021
Book Page1373/724
Instrument2021006749
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term179 Months
DueSep 01, 2036

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address89 BIRCHFIELD MILL LOOP, NEBO, NC 28761-0038
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012520609
DateAug 17, 2018
Book Page1252/0609
Instrument2018003768
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$820.00 (+3.02%) Senior Citizen's exemption$242,070 (-) Land $25,000 Building $217,070
2023$796.00$242,070 Land $25,000 Building $217,070$242,070 Land $25,000 Building $217,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Birchfield Mill Loop

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