89 Bender Dr, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 89 Bender Dr, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1959
Lot Size	0.226 acres (9,840 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jul 2023)
Tax Bill	$14,146 (2025)
Deeds & Mortgages	Jul 2023 Sale & Second Mortgage Aug 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00027-10-00014`

Property Details

APN / Parcel Number

Primary APN	`02-00027-10-00014`
Alternative APN	`0200027001000014`

Interior

Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,840 sqft (0.226 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	89 BENDER DR
City	CLIFTON
State	NJ
Zip	07013-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A2
Legal Subdivision	FARMING RDG
Legal Block	27.10
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1018
Census Tract	124202

Owner

89 Bender Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 BENDER DR, CLIFTON, NJ 07013-1468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed, Transfer · Stand-Alone Second Mortgage UIF CORPORATION
Aug 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 16, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Mar 7, 2017 · Amount on File
Deed Document Number	202323611
Deed Book / Page	4559 / 98
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 24, 2023
Property Address	89 BENDER DR, CLIFTON, NJ 07013-1468
Document Number	0000023611
Book / Page	D4559 / 98
Instrument Date	Jun 27, 2023
Instrument	2023023611
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PARK AVE APT 310, 310, HACKENSACK, NJ 07601-7559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BENDER DR, CLIFTON, NJ 07013-1468

Mortgage

Document Number	0000023612
Date	Jul 24, 2023
Instrument	2023023612

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	89 BENDER DR, CLIFTON, NJ 07013-1468
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039057
Date	Aug 4, 2022
Book Page	M18124/155
Instrument	2022039057

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	89 BENDER DR, CLIFTON, NJ 07013-1468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065611
Date	Dec 16, 2020
Book Page	M16673/131
Instrument	2020065611

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 89 Bender Dr was $14,146, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,800 (-) Land $113,800 Building $117,000	$230,800 (-) Land $113,800 Building $117,000
2025	$14,146.00 (+3.26%)	$230,800 Land $113,800 Building $117,000	$230,800 Land $113,800 Building $117,000
2024	$13,700.00
2023		$226,900 (-) Land $113,800 Building $113,100	$226,900 (-) Land $113,800 Building $113,100
2022	$12,955.00	$226,900 Land $113,800 Building $113,100	$226,900 Land $113,800 Building $113,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 89 Bender Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Bender Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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