Anne Arundel County property record for 89 Bay Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,180 sqft · built 2015 |
| Lot Size | 0.578 acres (25,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Jun 2012) |
| Tax Bill | $36,574 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-08125700 |
| Primary APN | 02-047-08125700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,180 sqft Living Area |
| Gross Area | 5,934 sqft |
| 1st Floor Area | 2,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,184 sqft (0.578 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 494 sqft |
| Deck Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 04708125700 |
|---|---|
| Street Address | 89 BAY DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 4 SC 10 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 702602 |
89 Bay Dr is owned by two individuals who acquired it in November 2022.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7443 OLD MAPLE SQ, MC LEAN, VA 22102-2819 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2012 · Amount on File |
| Deed Sale | Jun 21, 2012 · Amount on File |
| Prior Sale | Feb 21, 1997 |
| Deed Book / Page | 24796 / 303 |
| Last Transfer Date | Nov 18, 2022 |
| Transfer Doc | 0393210499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 8, 2022 |
| Property Address | 89 BAY DR, ANNAPOLIS, MD 21403-4439 |
| Document Number | 0393210499 |
| Book / Page | 39321 / 499 |
| Map Reference | MB 3 PG 44 |
| Instrument Date | Nov 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7443 OLD MAPLE SQ, MCLEAN, VA 22102-2819 |
The 2025 property tax bill for 89 Bay Dr was $36,574, up 17.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,676,900 (+15.66%) Land $2,569,200 Building $1,107,700 | $3,676,900 (-) Land $2,569,200 Building $1,107,700 | |
| 2025 | $36,574.00 (+17.22%) | $3,179,000 | $3,676,900 Land $2,569,200 Building $1,107,700 |
| 2024 | $31,202.00 (+30.88%) | ||
| 2023 | $23,840.00 | $2,183,200 Land $1,337,200 Building $846,000 | $2,183,200 Land $1,337,200 Building $846,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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