89 Basalt Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 89 Basalt Dr, Fredericksburg, VA 22406

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,632 sqft · built 1998
Lot Size0.183 acres (8,006 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (May 2018)
Tax Bill$4,549 (2025)
Deeds & MortgagesJan 2022 Line of Credit
May 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN44R-1A-97

Property Details

APN / Parcel Number

Primary APN44R-1A-97
Alternative APNs
  • 044R 1A 97
  • 26972

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,632 sqft Living Area
Basement Area1,176 sqft
Finished Basement1,176 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,006 sqft (0.183 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area288 sqft
Patio Area288 sqft
FenceFence
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number26972
Old Parcel Number044R 1A 97
Street Address89 BASALT DR
CityFREDERICKSBURG
StateVA
Zip22406-7229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 97 SEC 1A 8008 SQFT STAFFORD LAKES VILLAGE
Legal SubdivisionSTAFFORD LAKES VILLAGE
Legal Lot Number97
JurisdictionSTAFFORD VA
Township / Civil DivisionHARTWOOD
Census Block Group1
Census Block1010
Census Tract10307

Owner

Source: Stafford County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 BASALT DR, FREDERICKSBURG, VA 22406-7229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK
May 29, 2018Deed of Trust, Mortgage · Line of Credit
TOWER FEDERAL CREDIT UNION
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE CORPORATION
Oct 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MOVEMENT MORTGAGE LLC
May 29, 2018Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleJul 19, 2004 · Amount on Record
Deed Document Number180008646
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address89 BASALT DR, FREDERICKSBURG, VA 22406-7229
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220000260
DateJan 10, 2022
Instrument220000260
Lender
NameATLANTIC UNION BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address89 BASALT DR, FREDERICKSBURG, VA 22406-7229
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180008648
DateMay 29, 2018
Instrument180008648
Lender
NameTOWER FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term362 Months
DueJul 25, 2048
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address89 BASALT DR, FREDERICKSBURG, VA 22406-7229
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190018670
DateOct 17, 2019
Instrument190018670
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address89 BASALT DR, FREDERICKSBURG, VA 22406-7229
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210036044
DateOct 27, 2021
Instrument210036044
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateMay 29, 2018
Property Address89 BASALT DR, FREDERICKSBURG, VA 22406-7229
Document Number180008646
Instrument DateMay 24, 2018
Instrument8646
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 BASALT DR FREDERICKSBURG VA 224067229, FREDERICKSBURG, VA 22406-7229
InvestorPossibly a Property Investor

Mortgage

Document Number180008647
DateMay 29, 2018
Instrument8647
Lender
NameATLANTIC COAST MORTGAGE LLC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,549.00 (+11.96%)$485,700 (+12.95%) Land $130,000 Building $355,700$485,700 (+12.95%) Land $130,000 Building $355,700
2023$4,063.00 (+20.81%)$430,000 Land $120,000 Building $310,000$430,000 Land $120,000 Building $310,000
2021$3,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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