89 Baker St, Aberdeen, MD 21001 Property Records

Harford County property record for 89 Baker St, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	1 ba · 962 sqft · built 1958
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2020)
Tax Bill	$2,001 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-008459`

Property Details

APN / Parcel Number

Primary APN	`02-008459`
Alternative APNs	`2008459` `008459`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Porch	Slab
Porch Area	320 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	008459
Street Address	89 BAKER ST
City	ABERDEEN
State	MD
Zip	21001-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 11 60X130 89 BAKER STREET LYN GOLD MANOR PT 6/43
Legal Subdivision	LYN GOLD MANOR
Legal Lot Number	11
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	1
Census Block	1026
Census Tract	302802

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 BAKER ST, ABERDEEN, MD 21001-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Sep 22, 2008 · Amount on Record
Deed Book / Page	14001 / 275
Last Transfer Date	Oct 10, 2024
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 29, 2020
Property Address	89 BAKER ST, ABERDEEN, MD 21001-2417
Document Number	0140010275
Book / Page	14001 / 275
Map Reference	MB GRG6 FO 63
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 BAKER ST, 89, ABERDEEN, MD 21001-2417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	89 BAKER ST, ABERDEEN, MD 21001-2417

Mortgage

Document Number	0014001282
Date	Jul 29, 2020
Instrument	14001/282

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,001.00 (+12.73%) Homeowner's exemption	$210,000 (+20.41%) Land $50,700 Building $159,300	$210,000 (+20.41%) Land $50,700 Building $159,300
2025	$1,775.00 (+11.64%) Homeowner's exemption
2023		$174,400 Land $50,700 Building $123,700	$174,400 Land $50,700 Building $123,700
2022	$1,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2018)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880