89 Austin Ln, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 89 Austin Ln, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,813 sqft · built 2009
Lot Size	0.816 acres (35,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2013)
Tax Bill	$8,674 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-00003-32-001`

Property Details

APN / Parcel Number

Primary APN	`39-00003-32-001`
Alternative APN	`WSPR M:00039 B:00003 L:00032`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,813 sqft Living Area
Gross Area	6,216 sqft
Basement Area	1,435 sqft
Unfinished Basement	1,435 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	35,563 sqft (0.816 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	39-00003-32-001
Street Address	89 AUSTIN LN
City	WEST SPRINGFIELD
State	MA
Zip	01089-2398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	3
Legal Lot Number	32
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	4
Census Block	4007
Census Tract	812202

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 AUSTIN LN, WEST SPRINGFIELD, MA 01089-2398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Jul 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Dec 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2013 · Amount on Record
Deed Sale	Jul 12, 2013 · Amount on Record
Prior Sale	Jul 12, 2013 · Amount on Record
Deed Book / Page	19918 / 538
Transfer Doc	1991000538
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 AUSTIN LN, WEST SPRINGFIELD, MA 01089-2398
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026151-558
Date	Dec 16, 2025
Book Page	26151/558
Instrument	60111

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 AUSTIN LN, WEST SPRINGFIELD, MA 01089-2398
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025055-575
Date	Jun 27, 2023
Book Page	25055/575
Instrument	29159

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 AUSTIN LN, WEST SPRINGFIELD, MA 01089-2398
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025478-90
Date	Jul 2, 2024
Book Page	25478/90
Instrument	29200

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 AUSTIN LN, WEST SPRINGFIELD, MA 01089-2398
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025690-537
Date	Dec 13, 2024
Book Page	25690/537
Instrument	58719

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 AUSTIN LN, WEST SPRINGFIELD, MA 01089-2398
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23384-455
Date	Aug 26, 2020
Book Page	23384/455
Instrument	47292

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,674.00 (+3.23%)	$618,700 (+9.49%) Land $154,500 Building $464,200	$703,415 (+2.92%)
2025	$8,403.00 (+11.53%)	$565,100 (+11.09%) Land $140,400 Building $424,700	$683,430
2024	$7,534.00 (-3.41%)	$508,700 (+1.35%) Land $146,500 Building $362,200
2023	$7,800.00	$501,900 Land $164,800 Building $337,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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