89 Ardmore Rd, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 89 Ardmore Rd, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,009 sqft · built 2008
Lot Size0.256 acres (11,151 sqft)
Owner2 Company Names on Record
Last Sale$1,379,000 (Aug 2008)
Tax Bill$23,093 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Feb 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNM:1060001700000

Property Details

APN / Parcel Number

Primary APNM:1060001700000
Alternative APN
  • NEED M:106.0 B:0017 L:0000.0

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area2,009 sqft Living Area
Gross Area4,668 sqft
1st Floor Area2,001 sqft
Basement Area1,992 sqft
Unfinished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,151 sqft (0.256 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address89 ARDMORE RD
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionNEEDHAM
Legal Block17
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2002
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address89 ARDMORE RD, NEEDHAM HEIGHTS, MA 02494-1824
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 22, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 2, 2021Deed of Trust, Mortgage · ARM
CITIZENS BANK
Jul 24, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 18, 2017Deed of Trust, Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2008 · Amount on Record
Deed SaleAug 1, 2008 · Amount on Record
Prior SaleOct 26, 2007 · Amount on Record
Last Transfer DateFeb 26, 2020
Transfer Doc37631-545
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address89 ARDMORE RD, NEEDHAM, MA 02494-1824
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040795-351
DateSep 6, 2022
Book Page40795/351
Instrument78767
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address89 ARDMORE RD, NEEDHAM, MA 02494-1824
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040334-449
DateFeb 22, 2022
Book Page40334/449
Instrument16114
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address89 ARDMORE RD, NEEDHAM, MA 02494-1824
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40024-42
DateNov 2, 2021
Book Page40024/42
Instrument139511
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateNov 1, 2028
IndexOther

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address89 ARDMORE RD, NEEDHAM, MA 02494-1824
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35299-294
DateJul 24, 2017
Book Page35299/294
Instrument67707
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateFeb 27, 2020
Property Address89 ARDMORE RD, NEEDHAM, MA 02494-1824
Document Number37631-545
Book / Page037631 / 000545
Instrument DateFeb 26, 2020
Instrument17861
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 ARDMORE RD NEEDHAM MA 024941824, NEEDHAM, MA 02494-1824

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address89 ARDMORE RD, NEEDHAM, MA 02494-1824
Document Number35299-273
Instrument DateJul 18, 2017
Transaction TypeMortgage
Record UpdatedMar 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number35299-273
DateJul 24, 2017
Book Page035299/000273
Instrument67706
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJul 23, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,093.00 (+13.12%)$2,178,600 (+39.16%) Land $747,600 Building $1,431,000$2,158,210 (-4.23%)
2024$2,253,590
2023$20,414.00$1,565,500 Land $482,500 Building $1,083,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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