Santa Cruz County property record for 89 Alta Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1960 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,149 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-342-09 |
| Primary APN | 045-342-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,706 sqft Living Area |
| Gross Area | 2,115 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,670 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 89 ALTA DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-9 |
| Legal Subdivision | RECORD OF SURVEY MAP OF LA SELVA ACRES |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 122300 |
Source: Santa Cruz County records · APN 045-342-09
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 89 ALTA DR, WATSONVILLE, CA 95076-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 13, 2019 | Quit Claim Deed, Transfer AMROCK TITLE CA INC |
| Jun 13, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2019 |
| Deed Sale | Jun 13, 2019 |
| Prior Sale | Nov 21, 2000 · Amount on Record |
| Deed Document Number | 201916220 |
| Prior Transfer Date | Jun 07, 2019 |
| Prior Transfer Doc | 0000016222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 89 ALTA DR, WATSONVILLE, CA 95076-1600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 89 ALTA DR, LA SELVA BCH, CA 95076-1600 |
| Document Number | 0000001680 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023-0001680 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 89 ALTA DR, WATSONVILLE, CA 95076-1600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE |
| Name | Verified Name |
|---|---|
| Address | 89 ALTA DR, LA SELVA BEACH, CA 95076-1600 |
| Document Number | 0000050467 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020-0050467 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 13, 2019 |
| Property Address | 89 ALTA DR, WATSONVILLE, CA 95076-1600 |
| Document Number | 0000016222 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 16222 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 89 ALTA DR LA SELVA BEACH CA 950761600, LA SELVA BEACH, CA 95076-1600 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 13, 2019 |
| Property Address | 89 ALTA DR, WATSONVILLE, CA 95076-1600 |
| Document Number | 0000016220 |
| Instrument Date | Jun 04, 2019 |
| Instrument | 16220 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 89 ALTA DR LA SELVA BEACH CA 950761600, LA SELVA BEACH, CA 95076-1600 |
| Document Number | 16221 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 16221 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $920,659 (+2%) Land $552,394 Building $368,265 | ||
| 2025 | $11,149.00 (+13.94%) Homeowner's exemption | $902,607 (+4.04%) Land $541,563 Building $361,044 | |
| 2023 | $9,785.00 (+1.82%) Homeowner's exemption | $867,558 Land $520,534 Building $347,024 | $1,176,390 |
| 2022 | $9,610.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio Internet.
Based on FCC filings for 104 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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