89 Ainger Cir, Sacramento, CA 95835 Property Records

Sacramento County property record for 89 Ainger Cir, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,665 sqft · built 2001
Lot Size	0.109 acres (4,725 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Mar 2021)
Tax Bill	$7,020 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`225-1460-050-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1460-050-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,725 sqft (0.109 acres)
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	89 AINGER CIR
City	SACRAMENTO
State	CA
Zip	95835-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B-PUD
Legal Description	NORTHPOINTE PARK 09, LOT 50
Legal Subdivision	NORTHPOINTE PARK 09
Legal Lot Number	50
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	7106

Owner

89 Ainger Cir is owned and occupied by two individuals who bought it in March 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Mar 17, 2021	Grant Deed, Transfer · Conventional Mortgage MASTERS TEAM MORTGAGE
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Sep 19, 2001 · Amount on File
Deed Book / Page	20210317 / 2239
Prior Transfer Date	Aug 14, 2008
Prior Transfer Doc	0000000970
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600

Mortgage

Document Number	0000001552
Date	Oct 27, 2021
Instrument	2021102701552

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600

Mortgage

Document Number	2021102701552
Date	Oct 27, 2021
Instrument	2021102701552

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 17, 2021
Property Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600
Document Number	0000002239
Map Reference	MB 271 MAP 12
Instrument Date	Mar 15, 2021
Instrument	202103172239
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600

Mortgage

Document Number	0000002240
Date	Mar 17, 2021
Instrument	202103172240

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	89 AINGER CIR, SACRAMENTO, CA 95835-1600
Document Number	2003300592
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 AINGER CIR SACRAMENTO CA 958351600, SACRAMENTO, CA 95835-1600

Mortgage

Document Number	2003300592
Date	Mar 30, 2020
Instrument	2003300592

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 89 Ainger Cir was $7,020 with a homeowner's exemption, down 3.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,477 (+2%) Land $143,530 Building $391,947
2025	$7,020.00 (-3.61%) Homeowner's exemption	$524,978 Land $140,716 Building $384,262
2024	$7,283.00 (+4.75%)
2023	$6,953.00 (+1.5%) Homeowner's exemption	$504,594 Land $135,252 Building $369,342
2022	$6,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 89 Ainger Cir in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 590 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	790 units insured incl. 200 condo units
Nearby Flood Claims	4 (2023–2024)
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Ainger Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, T-Mobile, Verizon.

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