89 Acacia Cir, Corbin, KY 40701 Property Records

Whitley County property record for 89 Acacia Cir, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 2019
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2021)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-00-00-107.05`

Property Details

APN / Parcel Number

Primary APN	`086-00-00-107.05`
Alternative APN	`136000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	89 ACACIA CIR
City	CORBIN
State	KY
Zip	40701-8364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1 ST VNL/STN HS-LT 5 (0.7 LAKEWOOD
Legal Subdivision	LAKEWOOD
Legal Lot Number	5
Jurisdiction	WHITLEY KY
Township / Civil Division	CUMBERLAND FALLS
Census Block Group	2
Census Block	2003
Census Tract	920402

Owner

89 Acacia Cir is owned and occupied by an individual who bought it in July 2021.

Source: Whitley County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	89 ACACIA CIR, CORBIN, KY 40701-8364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Apr 28, 2020 · Amount on File
Deed Document Number	2021274061
Deed Book / Page	563 / 111
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Jul 22, 2021
Property Address	89 ACACIA CIR, CORBIN, KY 40701-8364
Document Number	00D563/111
Book / Page	D563 / 111
Map Reference	CAB 3 SL 737
Instrument Date	Jul 16, 2021
Instrument	274061
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 ACACIA CIR, 89, CORBIN, KY 40701-8364

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	89 ACACIA CIR, CORBIN, KY 40701-8364

Mortgage

Document Number	000M677625
Date	Jul 22, 2021
Instrument	M677/625

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Apr 28, 2020
Property Address	89 ACACIA CIR, CORBIN, KY 40701-8364
Document Number	00D555/557
Book / Page	D555 / 557
Map Reference	CAB 3 SL 737
Instrument Date	Apr 23, 2020
Instrument	242329
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 RATLIFF CREEK RD, 290, PIKEVILLE, KY 41501-2161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	290 RATLIFF CREEK RD, PIKEVILLE, KY 41501-2161
Investor	Possibly a Property Investor

Mortgage

Document Number	000M654264
Date	Apr 28, 2020
Instrument	M654/264

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 89 Acacia Cir was $2,778 with a homeowner's exemption.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,778.00	$403,500	$403,500
2023	$2,302.00 Homeowner's exemption	$355,000	$355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Acacia Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Acacia Cir is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 82% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Zetalink.

Cell Coverage

5G (outdoors only) and 4G LTE

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