89 4th Ave, #A, Shalimar, FL 32579 Property Records

Okaloosa County property record for 89 4th Ave, #A, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,333 sqft · built 1984
Lot Size	0.05 acres (2,182 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2026)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3968-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3968-1`
Alternative APNs	`05-2S-23-0499-0000-0030` `23S205049900000030`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,333 sqft Living Area
Gross Area	1,925 sqft
1st Floor Area	649 sqft
Upper Floors Area	684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	2,182 sqft (0.05 acres)
Garage Type	Attached
Garage Area	276 sqft
Porch	Finished/Open Porch
Porch Area	205 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 4TH AVE, A
City	SHALIMAR
State	FL
Zip	32579-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL WOODS T/H UNIT 3
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	COLONIAL WOODS T/H
Legal Lot Number	30
Legal Unit	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3009
Census Tract	21501

Owner

Source: Okaloosa County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 4TH AVE, A, SHALIMAR, FL 32579-1948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 20, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage OKALOOSA COUNTY
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK
May 29, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 21, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	20263804842
Prior Transfer Date	Nov 28, 2007
Prior Transfer Doc	0002466100
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	89 4TH AVE # A, A, SHALIMAR, FL 32579-1948
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 4TH AVE A, A, SHALIMAR, FL 32579-1948

Mortgage

Document Number	0035214837
Date	Jan 29, 2021
Book Page	3521/4837
Instrument	3425930

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	89 4TH AVE # A, A, SHALIMAR, FL 32579-1948
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 4TH AVE A, A, SHALIMAR, FL 32579-1948

Mortgage

Document Number	0003805412
Date	Mar 20, 2026
Instrument	3805412

Lender

Name	OKALOOSA COUNTY
Type	Government Agency
Address	SHALIMAR, FL 32579

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 18, 2026
Property Address	89 4TH AVE # A, A, SHALIMAR, FL 32579-1948
Document Number	0003804842
Map Reference	MB 8 PG 52
Instrument Date	Mar 13, 2026
Instrument	3804842
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	SOUTHLAND TITLE COMPANY, OLD SOUTH LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 FOGLEMAN LOOP, EDWARDS, CA 93523-1937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 4TH AVE # A, A, SHALIMAR, FL 32579-1948

Mortgage

Document Number	0003804843
Date	Mar 18, 2026
Instrument	3804843

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	89 4TH AVE # A, A, SHALIMAR, FL 32579-1948
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034650234
Date	May 29, 2020
Book Page	3465/234
Instrument	3361349

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 21, 2022
Property Address	89 4TH AVE # A, A, SHALIMAR, FL 32579-1948
Document Number	0036334017
Book / Page	3633 / 4017
Map Reference	MB 8 PG 52
Instrument Date	Jul 15, 2022
Instrument	3565942
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11213 71ST DR, 11213, LIVE OAK, FL 32060-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 4TH AVE # A, A, SHALIMAR, FL 32579-1948

Mortgage

Document Number	0036334019
Date	Jul 21, 2022
Instrument	3633/4019

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00 (+5.83%) Homeowner's exemption	$193,477 (+5.65%)	$201,967 (+10.28%) Land $45,000 Building $156,967
2023	$1,785.00 (+311.29%) Homeowner's exemption	$183,136 (+154.77%) Land $30,000 Building $153,136	$183,136 (+14.85%) Land $30,000 Building $153,136
2022	$434.00 Homeowner's exemption	$71,884	$159,459 Land $30,000 Building $129,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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