89 3rd St, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 89 3rd St, Pelham, NY 10803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,821 sqft · built 1954
Lot Size0.118 acres (5,180 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Mar 2002)
Tax Bill$21,494 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN554403 163.36-1-37

Property Details

APN / Parcel Number

Primary APN554403 163.36-1-37
Alternative APNs
  • 440316303600010370000000
  • 00775000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,821 sqft Living Area
1st Floor Area1,419 sqft
Basement Area402 sqft
Finished Basement402 sqft
Unfinished Basement402 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area5,180 sqft (0.118 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Patio Area581 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00775000
Street Address89 3RD ST
CityPELHAM
StateNY
Zip10803-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal SubdivisionMAP OF PELHAMVILLE
Legal Block1
Legal Lot Number37.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionPELHAM
Census Block Group2
Census Block2009
Census Tract5300

Owner

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address89 3RD ST, PELHAM, NY 10803-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2002 · Amount on Record
Deed SaleMar 4, 2002 · Amount on Record
Deed Document Number2002420570443
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address89 3RD ST, PELHAM, NY 10803-1432
Document Number0603233241
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address89 3RD ST PELHAM NY 108031432, PELHAM, NY 10803-1432

Mortgage

Document Number0603233241
DateNov 18, 2020
Book Page060323/003241
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 17, 2035

Tax Assessment & Valuation

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionPelham Town
MunicipalityPelham Village
Unified School DistrictPelham Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,494.00 (-22.96%)
2025$27,900.00$837,000 (+3.98%) Land $231,000 Building $606,000$837,000 (+3.98%) Land $231,000 Building $606,000
2024$805,000 (+6.06%) Land $231,000 Building $574,000$805,000 (+6.06%) Land $231,000 Building $574,000
2023$759,000 Land $154,000 Building $605,000$759,000 Land $154,000 Building $605,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1979–2023)
Claims Outside the SFHA10 of 11
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 2 claims
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-1
private · serves 146,732 people · EPA ID NY5903444
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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