89 3rd St, Hudson, IA 50643 Property Records

Black Hawk County property record for 89 3rd St, Hudson, IA 50643 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,144 sqft · built 1974
Lot Size	0.335 acres (14,580 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2026)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Dec 2017 Construction Loan Jun 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-326-007`

Property Details

APN / Parcel Number

Primary APN	`8814-26-326-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	750 sqft
Unfinished Basement	1,144 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,580 sqft (0.335 acres)
Lot Dimensions	120 ft deep x 163 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	89 sqft
Patio Area	238 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	89 3RD ST
City	HUDSON
State	IA
Zip	50643-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MANOR ADDITION LOT 1 BLK 1
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	COUNTRY MANOR ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2009
Census Tract	3002

Owner

Source: Black Hawk County records · APN 8814-26-326-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 3RD ST, HUDSON, IA 50643-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · Construction Mortgage BANKIOWA
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 24, 2005	Deed of Trust, Mortgage LIBERTY NATIONAL BANK
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Sep 25, 2021 · Amount on Record
Deed Document Number	20267522
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	89 3RD ST, HUDSON, IA 50643-9788
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800011047
Date	Dec 28, 2017
Instrument	2018-00011047

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jun 15, 2018

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	89 3RD ST, HUDSON, IA 50643-9788
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 3RD ST, HUDSON, IA 50643-9788

Mortgage

Document Number	202300017504
Date	Jun 28, 2023
Instrument	202300017504

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	89 3RD ST, HUDSON, IA 50643-9788
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005027273
Date	May 24, 2005
Instrument	2005027273

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 12, 2008

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 26, 2026
Property Address	89 3RD ST, HUDSON, IA 50643-9788
Document Number	0000007522
Instrument Date	May 24, 2026
Instrument	20267522
Transaction Type	Transfer
Record Updated	Jun 03, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44,359.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 3RD ST, HUDSON, IA 50643-9788

Mortgage

Document Number	0000007523,
Date	May 26, 2026
Instrument	20267523

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000007524,
Date	May 26, 2026
Instrument	20267524

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Jun 01, 2033

Interest

Rate	6.37%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2020
Property Address	89 3RD ST, HUDSON, IA 50643-9788
Document Number	202100006513
Instrument Date	Sep 18, 2020
Instrument	202100006513
Transaction Type	Transfer
Record Updated	Feb 07, 2021
Title Company	BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 3RD ST, HUDSON, IA 50643-9788

Mortgage

Document Number	202100006514
Date	Sep 25, 2020
Instrument	202100006514

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2020
Property Address	89 3RD ST, HUDSON, IA 50643-9788
Document Number	202100006513
Instrument Date	Sep 18, 2020
Instrument	202100006513
Transaction Type	Transfer
Record Updated	Feb 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 3RD ST, HUDSON, IA 50643-9788

Mortgage

Document Number	202100006514
Date	Sep 25, 2020
Instrument	202100006514

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2020
Property Address	89 3RD ST, HUDSON, IA 50643-9788
Document Number	202100006513
Instrument Date	Sep 18, 2020
Instrument	202100006513
Transaction Type	Transfer
Record Updated	Jun 08, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 3RD ST, HUDSON, IA 50643-9788

Mortgage

Document Number	202100006514
Date	Sep 25, 2020
Instrument	202100006514

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00 Homeowner's exemption	$262,910 (+23.92%) Land $35,520 Building $227,390	$262,910 (+23.92%) Land $35,520 Building $227,390
2024	$3,376.00 (+5.24%)
2023		$212,160 (+17.8%) Land $35,520 Building $176,640	$212,160 (+17.8%) Land $35,520 Building $176,640
2022	$3,208.00 Homeowner's exemption	$180,100 Land $35,520 Building $144,580
2021			$180,100 Land $35,520 Building $144,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
STS Broadband	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures