89 3rd Ave, Atkins, IA 52206 Property Records

Benton County property record for 89 3rd Ave, Atkins, IA 52206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,299 sqft · built 1935
Lot Size	0.326 acres (14,200 sqft)
Owner	Individual Name on File
Tax Bill	$2,480 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01006500`

Property Details

APN / Parcel Number

Primary APN	`01006500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	837 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	837 sqft
Finished Basement	375 sqft
Unfinished Basement	462 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	89 3RD AVE
City	ATKINS
State	IA
Zip	52206-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GASSERS ADD LOTS 5 & 6 BLK 4
Legal Subdivision	GASSERS 1ST
Legal Block	4
Legal Lot Number	5,6
Jurisdiction	BENTON IA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1043
Census Tract	960500

Owner

89 3rd Ave is owned and occupied by an individual who acquired it in July 2026.

Source: Benton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	89 3RD AVE, ATKINS, IA 52206-9742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jan 3, 2017	Warranty Deed, Transfer VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 23, 2026
Transfer Doc	0000002961
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IA
Recording Date	Aug 7, 2026
Property Address	89 3RD AVE, ATKINS, IA 52206-9742
Document Number	0000002961
Instrument Date	Jul 23, 2026
Instrument	20262961
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 3RD AVE, ATKINS, IA 52206-9742

Mortgage

Document Number	0000002962,
Date	Aug 7, 2026
Instrument	20262962

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	89 3RD AVE, ATKINS, IA 52206-9742
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223888
Date	Aug 30, 2022
Instrument	22-3888

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 29, 2047

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	89 3RD AVE, ATKINS, IA 52206-9742
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223515
Date	Aug 3, 2022
Instrument	22-3515

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jan 3, 2017
Property Address	89 3RD AVE, ATKINS, IA 52206-9742
Document Number	00017/0006
Book / Page	17 / 0006
Instrument Date	Dec 29, 2016
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 3RD AVE, ATKINS, IA 52206-9742

Mortgage

Document Number	00017/0054
Date	Jan 9, 2017
Book Page	17/0054

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 89 3rd Ave was $2,480 with a homeowner's exemption, up 1.7% from the year before.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Atkins City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,480.00 (+1.72%)	$190,900 (-) Land $35,300 Building $155,600	$190,900 (-) Land $35,300 Building $155,600
2025	$2,438.00 Homeowner's exemption	$190,900 Land $35,300 Building $155,600	$190,900 Land $35,300 Building $155,600
2024	$2,438.00
2023		$175,000 (+19.45%) Land $34,400 Building $140,600	$175,000 Land $34,400 Building $140,600
2022	$2,260.00 Homeowner's exemption	$146,500 Land $27,500 Building $119,000
2021			$146,500 Land $27,500 Building $119,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 89 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATKINS MUNICIPAL WATER WORKS serves 2,056 people · EPA ID IA0603072
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Atkins Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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