89 1st St, Higginson, AR 72068 Property Records

White County property record for 89 1st St, Higginson, AR 72068

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1988
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 2018)
Tax Bill	$839 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`008-00055-000`

Property Details

APN / Parcel Number

Primary APN	`008-00055-000`
Alternative APN	`34170`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Flooring	Wood

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34170
Street Address	89 FIRST ST
City	HIGGINSON
State	AR
Zip	72068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Range	07
Legal Township	07
Legal Section	25
Legal Subdivision	HEDRICKS ADD
Legal Block	6
Legal Lot Number	1&2
Jurisdiction	WHITE AR
Township / Civil Division	HIGGINSON
Census Block Group	1
Census Block	1042
Census Tract	71102

Owner

89 1st St is owned and occupied by two individuals who bought it in March 2018.

Source: White County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 87, HIGGINSON, AR 72068-0087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 14, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on File
Deed Sale	Mar 14, 2018 · Amount on File
Prior Sale	Mar 20, 2007 · Amount on File
Deed Book / Page	2018 / 4302
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	89 FIRST ST, HIGGINSON, AR 72068
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2018/04302
Date	Mar 8, 2018
Book Page	MTG 2018/04302

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2023

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	89 FIRST ST, HIGGINSON, AR 72068
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2021/10617
Date	Apr 7, 2021
Book Page	MTG 2021/10617

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Mar 14, 2018
Property Address	89 FIRST ST, HIGGINSON, AR 72068
Document Number	DEED2018/04302
Book / Page	DEED 2018 / 04302
Instrument Date	Mar 12, 2018
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 AQUA WAY, SALEM, NH 03079-5605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 W WILBUR MILLS AVE APT A, A, KENSETT, AR 72082-9021

Mortgage

Document Number	MTG201804773
Date	Mar 14, 2018
Instrument	MTG 2018/04773

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 89 1st St was $839 with a homeowner's exemption.

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Higginson Town
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 Homeowner's exemption	$19,500 Land $900 Building $18,600	$97,500 Land $4,500 Building $93,000
2023	$402.00 Homeowner's exemption	$19,500 Land $900 Building $18,600	$97,500 Land $4,500 Building $93,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 1st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Dec 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 1st St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SE WHITE COUNTY WATER ASSOC serves 5,018 people · EPA ID AR0000594
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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