8896 S 10th St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 8896 S 10th St, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,770 sqft · built 1966
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2022)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-476-020`

Property Details

APN / Parcel Number

Primary APN	`09-23-476-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Basement Area	1,194 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	120,226 sqft (2.76 acres)
Garage Area	2,535 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8896 S 10TH ST
City	KALAMAZOO
State	MI
Zip	49009-8944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 23-3-12 BEG AT PT ON E LI 330 FT N OF SE COR THEREOF TH N ALG E LI 208.71 FT TH W PAR S LI 574.96 FT TH S 208.71 FT TH E
Legal Range	12
Legal Township	03
Legal Section	23
Jurisdiction	KALAMAZOO MI
Township / Civil Division	TEXAS
Census Block Group	1
Census Block	1004
Census Tract	3008

Owner

8896 S 10th St is owned and occupied by an individual who bought it in June 2022.

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8896 S 10TH ST, KALAMAZOO, MI 49009-8944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Jun 10, 2022	Warranty Deed, Transfer TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN
Aug 6, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 4, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	202219535
Prior Transfer Date	Aug 2, 2017
Prior Transfer Doc	2017026261
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8896 S 10TH ST, KALAMAZOO, MI 49009-8944
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 FERNDALE AVE, KALAMAZOO, MI 49006-2151

Mortgage

Document Number	2022017587
Date	May 23, 2022
Instrument	2022-017587

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 10, 2022
Property Address	8896 S 10TH ST, KALAMAZOO, MI 49009-8944
Document Number	2022019535
Instrument Date	May 13, 2022
Instrument	2022-019535
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 OXFORD LN APT 201, 816, COLORADO SPRINGS, CO 80905-1987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 FERNDALE AVE, KALAMAZOO, MI 49006-2151

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 6, 2019
Property Address	8896 S 10TH ST, KALAMAZOO, MI 49009-8944
Document Number	2019022421
Instrument Date	Jul 29, 2019
Instrument	2019-022421
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8896 S 10TH ST, 8896, KALAMAZOO, MI 49009-8944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10412 LLOY ST, PORTAGE, MI 49024-6839

Mortgage

Document Number	2019022422
Date	Aug 6, 2019
Instrument	2019-022422

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 4, 2017
Property Address	8896 S 10TH ST, KALAMAZOO, MI 49009-8944
Document Number	2017026261
Instrument Date	Aug 2, 2017
Instrument	2017-026261
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8896 S 10TH ST, KALAMAZOO, MI 49009-8944

Tax Assessment & Valuation

The 2025 property tax bill for 8896 S 10th St was $1,914 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Texas Charter Township
Unified School District	Mattawan Consolidated School (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,600 (+0.81%)	$399,200 (+0.81%)
2025	$1,914.00 Homeowner's exemption	$198,000	$396,000
2023		$165,100	$330,200
2019	$3,611.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8896 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8896 S 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Midwest Energy & Communications.

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