8896 Centergate Dr, Cambridge, OH 43725 Property Records

Guernsey County property record for 8896 Centergate Dr, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,215 sqft · built 1961
Lot Size	0.301 acres (13,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,500 (Aug 2017)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2007 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-0002283.000`

Property Details

APN / Parcel Number

Primary APN	`02-0002283.000`
Alternative APN	`004643-6`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Brick
Roof Material	Shingle
Lot Area	13,100 sqft (0.301 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	594 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	004643-6
Street Address	8896 CENTERGATE DR
City	CAMBRIDGE
State	OH
Zip	43725-9237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SS03-02 16 NORTHGATE ALLOTMENT
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	NORTHGATE ALLOTMENT
Legal Tract	2
Legal Lot Number	16
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1014
Census Tract	977400

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 1, 2007	Deed of Trust, Mortgage · Conventional Mortgage GMAC MORTGAGE LLC
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Feb 3, 2017	Transfer on Death Deed, Transfer
Aug 18, 2010	Special Warranty Deed, Transfer · USDA Mortgage USDA
Jul 28, 2010	Quit Claim Deed, Transfer Quitclaim
Feb 4, 2009	Sheriff's Deed, Foreclosure
Mar 1, 2007	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Aug 18, 2010 · Amount on Record
Deed Document Number	20174562
Deed Book / Page	549 / 1863
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	00544/1388
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000573/627
Date	Dec 23, 2020
Book Page	573/627
Instrument	202000006986

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2035

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/3081
Date	Mar 1, 2007
Book Page	446/3081
Instrument	200700019022

Lender

Name	GMAC MORTGAGE LLC
Type	Mortgage Company
Address	00000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2037

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Aug 10, 2017
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Document Number	00549/1863
Book / Page	549 / 1863
Map Reference	MB 11 PG 14&15
Instrument Date	Aug 4, 2017
Instrument	201700004562
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573
Investor	Possibly a Property Investor

Mortgage

Document Number	201700004563
Date	Aug 10, 2017
Instrument	201700004563

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

February 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 3, 2017
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Document Number	00544/1388
Book / Page	544 / 1388
Map Reference	MB 11 PG 14&15
Instrument Date	Jan 20, 2017
Instrument	201700000679
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237

August 2010: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Aug 18, 2010
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Document Number	00472/2219
Book / Page	472 / 2219
Map Reference	MB 11 PG 14-15
Instrument Date	Jul 16, 2010
Instrument	201000003693
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000003694
Date	Aug 18, 2010
Instrument	201000003694

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 16, 2043

Mortgage

Document Number	00472/2761
Date	Aug 27, 2010
Book Page	472/2761
Instrument	201000003841

Lender

Name	HERBY GRANT
Address	CAMBRIDGE, OH 43725

Agreement

Amount	Amount Recorded

July 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 28, 2010
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Document Number	00472/0537
Book / Page	472 / 0537
Map Reference	MB 11 PG 14
Instrument Date	Jul 6, 2010
Instrument	201000003282
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

February 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 4, 2009
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Document Number	00461/2390
Book / Page	461 / 2390
Map Reference	MB 11 PG 14-15
Instrument Date	Dec 8, 2008
Instrument	200900000491
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$259.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUERNSEY OH
Recording Date	Mar 1, 2007
Property Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237
Document Number	00446/3097
Book / Page	446 / 3097
Map Reference	MB 11 PG 14-15
Instrument Date	Feb 22, 2007
Instrument	200700019023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8896 CENTERGATE DR, CAMBRIDGE, OH 43725-9237

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,839.00	$40,859 (-) Land $11,484 Building $29,375
2024	$1,839.00 (+20.2%)	$40,859 (+24.94%) Land $11,484 Building $29,375	$116,740 (+25%) Land $32,810 Building $83,930
2023	$1,530.00 (-0.52%)	$32,704 (+0.04%) Land $9,114 Building $23,590
2022	$1,538.00	$32,690 Land $9,100 Building $23,590	$93,390 (-0.05%) Land $26,000 Building $67,390
2021			$93,440 Land $26,040 Building $67,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1998–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 5 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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