8893 Cologne Dr, Sterling Heights, MI 48314 Property Records

Macomb County property record for 8893 Cologne Dr, Sterling Heights, MI 48314

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,312 sqft · built 1975
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2023)
Tax Bill	$4,641 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-10-03-256-002`

Property Details

APN / Parcel Number

Primary APN	`10-10-03-256-002`
Alternative APN	`1003256002`

Interior

Full Baths	1 Bath
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	143 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8893 COLOGNE DR
City	STERLING HEIGHTS
State	MI
Zip	48314-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	$M 53 HAVEN HEIGHTS SUBDIVISION LOT 53
Legal Subdivision	HAVEN HEIGHTS SUBDIVISION
Legal Lot Number	53
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	230400

Owner

8893 Cologne Dr is owned and occupied by an individual who bought it in August 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2023	Warranty Deed, Transfer FIRST PREMIER TITLE AGENCY
Aug 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Apr 26, 2023 · Amount on File
Deed Document Number	202369878
Deed Book / Page	29256 / 175
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641

Mortgage

Document Number	2500115603
Date	Dec 30, 2025
Book Page	30454/702
Instrument	202500115603

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 15, 2023
Property Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641
Document Number	2300069878
Book / Page	29256 / 175
Map Reference	LB 64 PG 50
Instrument Date	Aug 14, 2023
Instrument	202300069878
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641

Mortgage

Document Number	2300071705
Date	Aug 21, 2023
Book Page	29264/528
Instrument	202300071705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 26, 2023
Property Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641
Document Number	2300036942
Book / Page	29102 / 557
Map Reference	LB 64 PG 50&51
Instrument Date	Apr 24, 2023
Instrument	202300036942
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	FIRST PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49370 NICHOLETTE, SHELBY TOWNSHIP, MI 48317-2282

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 1, 2022
Property Address	8893 COLOGNE DR, STERLING HEIGHTS, MI 48314-1641
Document Number	2200092894
Book / Page	28740 / 106
Map Reference	LB 64 PG 50
Instrument Date	Jun 30, 2022
Instrument	202200092894
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69400 HICKS RD, 69400, ARMADA, MI 48005-4244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69400 HICKS RD, ARMADA, MI 48005-4244

Tax Assessment & Valuation

The 2025 property tax bill for 8893 Cologne Dr was $4,641 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,100	$256,200
2025	$4,641.00
2023		$105,000	$210,000
2022	$4,439.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8893 Cologne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8893 Cologne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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