8892 Ardel Dr, Sterling Heights, MI 48314 Property Records

Macomb County property record for 8892 Ardel Dr, Sterling Heights, MI 48314

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,066 sqft · built 1958
Lot Size0.181 acres (7,884 sqft)
OwnerIndividual Name on File
Tax Bill$3,386 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN10-10-03-405-017

Property Details

APN / Parcel Number

Primary APN10-10-03-405-017
Alternative APN
  • 1003405017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Basement Area1,046 sqft
Unfinished Basement1,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeBrick
Lot Area7,884 sqft (0.181 acres)
Lot Dimensions114 ft deep x 69 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address8892 ARDEL DR
CitySTERLING HEIGHTS
StateMI
Zip48314-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionDRESDEN VILLAGE SUBDIVISION LOT 409
Legal SubdivisionDRESDEN VILLAGE SUBDIVISION
Legal Lot Number409
JurisdictionMACOMB MI
Township / Civil DivisionSTERLING HEIGHTS
Census Block Group3
Census Block3005
Census Tract230400

Owner

8892 Ardel Dr is owned and occupied by an individual who acquired it in February 2017.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address8892 ARDEL DR, STERLING HEIGHTS, MI 48314-2600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
Feb 13, 2017Quit Claim Deed, Transfer · FHA Mortgage
VILLAGE CAP & INVS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2017
Deed SaleFeb 13, 2017
Prior SaleSep 1, 2015 · Amount on File
Deed Document Number20177018112
Deed Book / Page24554 / 20
Prior Transfer DateJan 12, 2017
Prior Transfer Doc0000018112
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address8892 ARDEL DR, STERLING HEIGHTS, MI 48314-2600
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address8892 ARDEL DR, STERLING HEIGHTS, MI 48314-2600

Mortgage

Document Number2200003979
DateJan 7, 2022
Book Page28344/728
Instrument202200003979
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateFeb 13, 2017
Property Address8892 ARDEL DR, STERLING HEIGHTS, MI 48314-2600
Document Number0000018112
Book / Page024554 / 000020
Instrument DateJan 12, 2017
Instrument18112
Transaction TypeTransfer
Record UpdatedMar 1, 2017
Title CompanyMILESTONE SETTLEMENT LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8892 ARDEL DR STERLING HEIGHTS MI 483142600, STERLING HEIGHTS, MI 48314-2600

Mortgage

Document Number18113
DateFeb 13, 2017
Book Page024554/000021
Instrument18113
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8892 Ardel Dr was $3,386 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySterling Heights City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,200 (+4.01%)$254,400 (+4.01%)
2025$3,386.00 Homeowner's exemption$122,300$244,600
2023$103,700$207,400
2022$2,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8892 Ardel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8892 Ardel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING HEIGHTS
serves 127,000 people · EPA ID MI0006385
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50

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