889 W Pine Ave, Eastpoint, FL 32328 Property Records

Franklin County property record for 889 W Pine Ave, Eastpoint, FL 32328

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,200 sqft · built 2010
Lot Size0.367 acres (15,991 sqft)
OwnerCompany Name on Record
Last Sale$743,000 (Mar 2025)
Tax Bill$5,830 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Mar 2017 Mortgage
Flood ZoneZone AE (high risk)
APN29-09S-06W-7315-0074-0240

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7315-0074-0240

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Heated Area
Gross Area1,600 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2010
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,991 sqft
PorchOpen Porch
Porch Area400 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address889 W PINE AVE
CityEASTPOINT
StateFL
Zip32328-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST GEORGE ISLAND UNIT 5 BLOCK 74 LOT 24 227/127 657/134 657/149 657/164 666/426 748/530 866/800 970/547 998/639 1331/77 1413/
Legal Range06W
Legal Township09S
Legal Section29
Legal SubdivisionSTGEORGE IS GULF BEACHES
Legal Block74
Legal Lot Number24
Legal Unit5
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1008
Census Tract970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 173, PRESTON, GA 31824-0173
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2025 · Amount on Record
Deed SaleMar 14, 2025 · Amount on Record
Prior SaleMar 29, 2022 · Amount on Record
Deed Document Number202519001183
Deed Book / Page1413 / 364
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 29, 2022
Property Address889 W PINE AVE, EASTPOINT, FL 32328-2508
Document Number0019001884
Book / Page1331 / 77
Map ReferenceMB 3 PG 16&17
Instrument DateMar 17, 2022
Instrument202219001884
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,243.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4060 HIGHWAY 20 NE, 4060, CONYERS, GA 30012-1518

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 THE MASTERS, GEORGETOWN, KY 40324-8622

Mortgage

Document Number0000000079
DateMar 29, 2022
Instrument1331/79
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address889 W PINE AVE, EASTPOINT, FL 32328-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019000983
DateMar 3, 2017
Book Page1187/175
Instrument201719000983
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,830.00 (-4.14%)$619,446 (-7.68%) Land $150,000 Building $469,446$619,446 (-7.68%) Land $150,000 Building $469,446
2024$6,082.00 (+9.88%)$670,944 (+20.19%) Land $150,000 Building $520,944$670,944 (+20.19%) Land $150,000 Building $520,944
2023$5,535.00 (+55.35%)$558,253 (+33.54%) Land $120,000 Building $438,253$558,253 (+33.54%) Land $120,000 Building $438,253
2022$3,563.00$418,056 Land $75,000 Building $343,056$418,056 Land $75,000 Building $343,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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