889 Ridgewood Rd, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 889 Ridgewood Rd, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,584 sqft · built 1929
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Jul 2010)
Tax Bill	$17,598 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00608-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`12-00608-0000-00009`
Alternative APNs	`120060800009` `07041`

Interior

Stories	2 Stories
Building Area	2,584 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	889 RIDGEWOOD RD
City	MILLBURN
State	NJ
Zip	07041-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X125
Legal Subdivision	SOUTH MOUNTAIN ESTATES
Legal Block	608
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	5
Census Block	5010
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	889 RIDGEWOOD RD, MILLBURN, NJ 07041-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2010 · Amount on Record
Deed Sale	Jul 16, 2010 · Amount on Record
Prior Sale	Dec 7, 1989 · Amount on Record
Deed Document Number	201051582
Deed Book / Page	12262 / 5332
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	889 RIDGEWOOD RD, MILLBURN, NJ 07041-1442
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 RIDGEWOOD RD, MILLBURN, NJ 07041-1442

Mortgage

Document Number	0000094450
Date	Oct 21, 2022
Instrument	2022094450

Lender

Name	PROVIDENT BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	889 RIDGEWOOD RD, MILLBURN, NJ 07041-1442
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 RIDGEWOOD RD, MILLBURN, NJ 07041-1412

Mortgage

Document Number	2021072957
Date	Jun 11, 2021
Instrument	2021072957

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	889 RIDGEWOOD RD, MILLBURN, NJ 07041-1442
Document Number	0000096666
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	RIDGE ABSTRACT/NJ CORPORATION, RIDGE ABS/NJ CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	889 RIDGEWOOD RD MILLBURN NJ 070411442, MILLBURN, NJ 07041-1442

Mortgage

Document Number	0000096666
Date	Oct 1, 2020
Instrument	96666

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$871,600 (-) Land $517,600 Building $354,000	$871,600 (-) Land $517,600 Building $354,000
2025	$17,598.00 (+1.87%)	$871,600 (-) Land $517,600 Building $354,000	$871,600 (-) Land $517,600 Building $354,000
2024	$17,275.00 (+2.01%)
2023		$871,600 Land $517,600 Building $354,000	$871,600 Land $517,600 Building $354,000
2022	$16,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	92 (1978–2021)
Claims Outside the SFHA	89 of 92
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Irene, Aug 2011 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ridgewood Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures