889 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 889 Ridgeway Rd, Lugoff, SC 29078 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1,643 sqft · built 1981
Lot Size	0.45 acres (19,610 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Oct 2021)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`296-15-00-003`

Property Details

APN / Parcel Number

Primary APN	`296-15-00-003`
Alternative APNs	`0296 15 00 0030` `12310`

Interior

Stories	1 Story
Building Area	1,643 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	19,610 sqft (0.45 acres)
Porch	Porch
Porch Area	184 sqft
Deck Area	96 sqft

Location & Zoning

Account Number	12310
Street Address	889 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENSON SUBDIV LOT 3
Legal Subdivision	STEVENSON SUBDIV
Legal Lot Number	3
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	970402

Owner

Source: Kershaw County records · APN 296-15-00-003

Assessment roll updated November 7, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	889 RIDGEWAY RD, LUGOFF, SC 29078-9203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	202111805
Deed Book / Page	4598 / 252
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	May 11, 2026
Property Address	889 RIDGEWAY RD, LUGOFF, SC 29078-9203
Document Number	0000004389
Book / Page	5586 / 50
Instrument Date	May 05, 2026
Instrument	20264389
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000004389,
Date	May 11, 2026
Book Page	5586/50
Instrument	20264389

Lender

Name	MID CAROLINA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (-0.51%)	$156,400 (-) Land $14,000 Building $142,400	$156,400 (-)
2023	$1,170.00	$156,400 Land $14,000 Building $142,400	$156,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559704021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of South Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: TruVista Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.