889 Orchard Rd, Willoughby, OH 44094 Property Records

Lake County property record for 889 Orchard Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,325 sqft · built 1993
Lot Size	0.092 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Oct 2019)
Tax Bill	$4,336 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-057-F-00-025-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-057-F-00-025-0`
Alternative APN	`C 41`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
1st Floor Area	650 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,051 sqft (0.092 acres)
Lot Dimensions	90 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft
Balcony	Balcony
Balcony Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	C 41
Street Address	889 ORCHARD RD
City	WILLOUGHBY
State	OH
Zip	44094-7248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 4 DOUGLASS TRACT
Legal Subdivision	LAKE FOREST PARK SUBDIVISION
Legal Block	3
Legal Lot Number	40
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3002
Census Tract	201700

Owner

889 Orchard Rd is owned and occupied by an individual who bought it in October 2019.

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	889 ORCHARD RD, WILLOUGHBY, OH 44094-7248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Prior Sale	Apr 18, 2008
Deed Document Number	447943
Record Updated	Jun 7, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 9, 2019
Property Address	889 ORCHARD RD, WILLOUGHBY, OH 44094-7248
Document Number	0000024808
Map Reference	VOL D PG 53
Instrument Date	Oct 9, 2019
Instrument	2019R024808
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	889 ORCHARD RD, WILLOUGHBY, OH 44094-7248

Mortgage

Document Number	0000024809
Date	Oct 9, 2019
Instrument	2019R024809

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,336.00 (+53.43%) Homeowner's exemption	$45,800 (-) Land $7,620 Building $38,180
2022	$2,826.00 Homeowner's exemption	$45,800 Land $7,620 Building $38,180
2021			$130,840 Land $21,760 Building $109,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 889 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–1991)
Claims Outside the SFHA	3 of 11
Most Recent Claim	May 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 Orchard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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